Vintage Bank Kansas
Leon, Kansas, Butler County
$289M in total assets, the 2,565th largest of 4,309 US banks and 74th of 185 headquartered in Kansas.
- FDIC certificate
- 17927
- Established
- 1902
- Owned by
- Vintage Bcorp Inc
- Primary regulator
- FDIC
- Website
- www.vintagebankks.com
At a glance
Compared with 116 banks headquartered in Kansas with $100 million to $1 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $289M | 54% | $257M | |
| Loans | $181M | 55% | $172M | |
| Deposits | $231M | 53% | $214M | |
| Return on assets | 1.67% | 75% | 1.39% | |
| Net interest margin | 4.45% | 77% | 3.97% | |
| Efficiency ratio | 55.7% | 43% | 58.7% | |
| Equity to assets | 8.81% | 32% | 10.25% | |
| Loans to deposits | 78% | 53% | 78% |
Growth
Total assets grew 9.7% a year over the last 5 years and 17.2% a year over 10 years, including 4 acquisitions in the last 10 years.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Apr 2022 | Hillsboro State Bank Hillsboro, KS | $23M |
| Aug 2021 | Towanda State Bank Towanda, KS | $11M |
| Aug 2017 | The Bank of Whitewater Whitewater, KS | $21M |
| Oct 2016 | The Peabody State Bank Peabody, KS | $39M |
| Nov 2013 | The State Bank of Conway Springs Conway Springs, KS | $30M |
Where they operate
12 branches in 4 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Butler County, KS | $104M | 5.8% | 7 of 12 |
| Marion County, KS | $56M | 14.4% | 3 of 8 |
| Sumner County, KS | $45M | 6.5% | 8 of 10 |
| Sedgwick County, KS | $27M | 0.1% | 35 of 38 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net gain of 9 branches since 2016 (3 to 12, +300.0%). 5 opened, 4 acquired, 0 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 3 | |||
| 2016 | Acquired The Peabody State Bank | 2 | 0 | +2 | 5 |
| 2017 | Acquired The Bank of WhitewaterOpened El Dorado | 2 | 0 | +2 | 7 |
| 2020 | Opened Mulvane | 1 | 0 | +1 | 8 |
| 2021 | Acquired Towanda State BankOpened Rose Hill | 2 | 0 | +2 | 10 |
| 2022 | Opened Hillsboro | 1 | 0 | +1 | 11 |
| 2023 | Opened Wichita | 1 | 0 | +1 | 12 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| 1-4 family residential | 25% | 27% | |
| Commercial real estate | 21% | 17% | |
| Agricultural | 17% | 14% | |
| Business (C&I) | 14% | 11% | |
| Farmland | 14% | 17% | |
| Construction and land | 7% | 5% | |
| Consumer | 2% | 4% | |
| Multifamily | 0% | 2% | |
| Other | 0% | 2% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 41% | 46% | |
| Time deposits | 33% | 34% | |
| Noninterest-bearing | 26% | 20% |
Brokered deposits are 3.9% of deposits (peers 3.7%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.53% | 0.23% |
| Net charge-offs, annualized | 0.06% | 0.00% |
| Reserves to loans | 1.11% | 1.27% |
| Leverage ratio | 11.56% | 10.53% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Kansas
Largest competitors in Butler County, KS
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/vintage-kansas