BankingStats

Savings Bank of Walpole

Walpole, New Hampshire, Cheshire County

$858M in total assets, the 1,210th largest of 4,309 US banks and 7th of 17 headquartered in New Hampshire.

FDIC certificate
18030
Established
1875
Owned by
New Hampshire Mutual Bcorp
Primary regulator
FDIC
Website
www.walpolebank.com

At a glance

Compared with 10 banks headquartered in New Hampshire with $100 million to $1 billion in assets, as of June 30, 2026.

Measure This bank Percentile Peer range, middle 90% Peer median
Total assets $858M 90% $500M
Loans $642M 80% $358M
Deposits $785M 98% $385M
Return on assets 0.85% 80% 0.31%
Net interest margin 4.04% 90% 3.11%
Efficiency ratio 72.5% 30% 83.8%
Equity to assets 7.69% 2% 10.10%
Loans to deposits 82% 40% 92%

Growth

Total assets grew 7.2% a year over the last 5 years and 8.7% a year over 10 years, without acquisitions.

Where they operate

7 branches in 1 county.

Largest markets by deposits

CountyDepositsMarket shareRank
Cheshire County, NH$785M36.7%1 of 6

Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.

Branch history since 2016

Net gain of 3 branches since 2016 (4 to 7, +75.0%). 3 opened, 0 acquired, 0 closed or sold.

PeriodWhat happenedOpened or acquiredClosed or soldNet changeBranches at end
Start of 2016Starting point4
2017Opened Keene10+15
2021Opened Winchester10+16
2023Opened Rindge10+17

Balance sheet and earnings

Loans by type

TypeShareThis bankPeers
1-4 family residential 48%48%
Commercial real estate 20%25%
Consumer 18%1%
Business (C&I) 7%13%
Multifamily 4%5%
Construction and land 4%6%
Farmland 0%1%

Deposits by type

TypeShareThis bankPeers
Other interest-bearing 62%50%
Time deposits 24%34%
Noninterest-bearing 13%16%

Brokered deposits are 0.0% of deposits (peers 3.5%).

Return on assets

Trailing four quarters, with the peer median.

Credit and capital

This bankPeer median
Noncurrent loans0.26%0.39%
Net charge-offs, annualized-0.06%0.01%
Reserves to loans0.99%0.75%
Leverage ratio8.66%10.82%

Noncurrent loans exclude government-guaranteed portions.

Similar size in New Hampshire

Largest competitors in Cheshire County, NH

Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/savings-bank-walpole-nh