First Bank

Erick, Oklahoma, Beckham County

$118M in total assets, the 3,595th largest of 4,309 US banks and 126th of 171 headquartered in Oklahoma.

At a glance

Compared with 105 banks headquartered in Oklahoma with $100 million to $1 billion in assets, as of June 30, 2026.

Measure	This bank	Percentile	Peer median
Total assets	$118M	5%	$319M
Loans	$66M	7%	$203M
Deposits	$100M	4%	$273M
Return on assets	3.06%	98%	1.39%
Net interest margin	5.32%	90%	4.21%
Efficiency ratio	47.0%	10%	60.9%
Equity to assets	14.18%	88%	10.25%
Loans to deposits	66%	21%	80%

Total assets grew 4.5% a year over the last 5 years and 4.1% a year over 10 years, without acquisitions.

Closed	Acquired bank	Assets at acquisition
Apr 2015	First State Bank of Porter Porter, OK	$36M
Feb 1985	The Farmers National Bank of Erick Erick, OK	$17M

4 branches in 3 counties.

County	Deposits	Market share	Rank
Mayes County, OK	$47M	5.0%	8 of 10
Beckham County, OK	$37M	3.5%	6 of 6
Wagoner County, OK	$17M	2.6%	8 of 8

Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.

No change since 2016. The bank has operated 4 branches throughout, with none opened, acquired, closed or sold.

Type	This bank	Peers
Commercial real estate	27%	27%
Business (C&I)	17%	14%
1-4 family residential	15%	25%
Agricultural	14%	8%
Construction and land	8%	9%
Farmland	8%	8%
Consumer	6%	4%
Multifamily	3%	2%
Other	1%	3%

Type	This bank	Peers
Other interest-bearing	43%	43%
Noninterest-bearing	36%	23%
Time deposits	21%	34%

Brokered deposits are 0.0% of deposits (peers 5.3%).

Trailing four quarters, with the peer median.

Noncurrent loans exclude government-guaranteed portions.

Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/first-bank-erick-ok