TruNorth Bank

Easthampton, Massachusetts, Hampshire County

$2.0B in total assets, the 617th largest of 4,309 US banks and 26th of 95 headquartered in Massachusetts.

At a glance

Compared with 46 banks headquartered in Massachusetts with $1 billion to $10 billion in assets, as of June 30, 2026.

Measure	This bank	Percentile	Peer median
Total assets	$2.0B	54%	$1.9B
Loans	$1.6B	54%	$1.5B
Deposits	$1.8B	54%	$1.6B
Return on assets	0.06%	4%	0.72%
Net interest margin	3.29%	63%	3.02%
Efficiency ratio	69.6%	48%	69.8%
Equity to assets	9.69%	33%	10.98%
Loans to deposits	91%	22%	100%

Total assets grew 4.1% a year over the last 5 years and 3.1% a year over 10 years, without acquisitions.

Closed	Acquired bank	Assets at acquisition
Jun 2015	The Citizens National Bank Putnam, CT	$338M

11 branches in 2 counties.

County	Deposits	Market share	Rank
Hampshire County, MA	$1.5B	22.8%	2 of 15
Hampden County, MA	$259M	1.8%	12 of 19

Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.

Net loss of 4 branches since 2016 (15 to 11, −26.7%). 2 opened, 0 acquired, 6 closed or sold.

Period	What happened	Opened or acquired	Closed or sold	Net change	Branches at end
Start of 2016	Starting point				15
2017	Sold 5 branches to Bankhometown	0	5	−5	10
2018	Opened Holyoke	1	0	+1	11
2020	Opened Amherst	1	0	+1	12
2021	Closed Northampton	0	1	−1	11

Type	This bank	Peers
Commercial real estate	39%	26%
1-4 family residential	38%	46%
Business (C&I)	12%	8%
Multifamily	7%	10%
Construction and land	3%	7%
Consumer	0%	2%
Other	1%	1%

Type	This bank	Peers
Time deposits	49%	31%
Other interest-bearing	40%	53%
Noninterest-bearing	11%	16%

Brokered deposits are 0.0% of deposits (peers 3.9%).

Trailing four quarters, with the peer median.

Noncurrent loans exclude government-guaranteed portions.

Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/trunorth-bank-easthampton-ma