Cetera Trust Company, National Association
St. Paul, Minnesota
$18M in total assets, the 4,273rd largest of 4,309 US banks and 225th of 225 headquartered in Minnesota.
- FDIC certificate
- 57405
- Established
- 2002
- Owned by
- No holding company
At a glance
Compared with 55 banks headquartered in Minnesota with under $100 million in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $18M | 2% | $62M | |
| Loans | $0K | 2% | $38M | |
| Deposits | $0K | 2% | $54M | |
| Return on assets | 2.14% | 93% | 1.09% | |
| Net interest margin | 4.65% | 76% | 3.98% | |
| Efficiency ratio | 88.1% | 87% | 62.0% | |
| Equity to assets | 93.90% | 98% | 10.98% | |
| Loans to deposits | n/a | n/a | 74% |
Growth
Total assets grew 2.5% a year over the last 5 years and 2.4% a year over 10 years, without acquisitions.
Where they operate
0 branches in 0 counties.
Branch history since 2016
No change since 2016. The bank has operated 0 branches throughout, with none opened, acquired, closed or sold.
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|
Deposits by type
| Type | Share | This bank | Peers |
|---|
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | n/a | 0.85% |
| Net charge-offs, annualized | n/a | 0.00% |
| Reserves to loans | n/a | 1.31% |
| Leverage ratio | 93.05% | 11.52% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Minnesota
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/cetera