The Depository Trust Company
New York, New York
$11.0B in total assets, the 154th largest of 4,309 US banks and 20th of 126 headquartered in New York.
- FDIC certificate
- 90544
- Established
- 1973
- Owned by
- No holding company
At a glance
Compared with 15 banks headquartered in New York with $10 billion to $100 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $11.0B | 2% | $17.4B | |
| Loans | $0K | 2% | $11.9B | |
| Deposits | $0K | 2% | $13.9B | |
| Return on assets | 1.49% | 98% | 0.95% | |
| Net interest margin | 0.48% | 2% | 2.89% | |
| Efficiency ratio | 80.4% | 89% | 61.0% | |
| Equity to assets | 9.18% | 22% | 10.22% | |
| Loans to deposits | n/a | n/a | 86% |
Growth
Total assets grew 8.3% a year over the last 5 years and 12.8% a year over 10 years, without acquisitions.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Sep 1998 | (unknown, CERT 32816) , NY | $305M |
Where they operate
0 branches in 0 counties.
Branch history since 2016
No change since 2016. The bank has operated 0 branches throughout, with none opened, acquired, closed or sold.
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|
Deposits by type
| Type | Share | This bank | Peers |
|---|
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | n/a | 0.54% |
| Net charge-offs, annualized | n/a | 0.11% |
| Reserves to loans | n/a | 0.81% |
| Leverage ratio | 12.84% | 9.70% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in New York
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/depository