EagleBank
Bethesda, Maryland, Montgomery County
$9.6B in total assets, the 171st largest of 4,309 US banks and 1st of 27 headquartered in Maryland.
- FDIC certificate
- 34742
- Established
- 1998
- Owned by
- Eagle Bcorp Inc
- Primary regulator
- FED
- Website
- www.eaglebankcorp.com
At a glance
Compared with 9 banks headquartered in Maryland with $1 billion to $10 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $9.6B | 98% | $2.1B | |
| Loans | $6.7B | 98% | $1.6B | |
| Deposits | $8.2B | 98% | $1.7B | |
| Return on assets | -0.38% | 2% | 1.20% | |
| Net interest margin | 2.81% | 11% | 3.78% | |
| Efficiency ratio | 58.9% | 33% | 61.0% | |
| Equity to assets | 12.19% | 67% | 10.63% | |
| Loans to deposits | 81% | 22% | 88% |
Growth
Total assets grew -2.5% a year over the last 5 years and 4.2% a year over 10 years, without acquisitions.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Nov 2014 | Virginia Heritage Bank Fairfax, VA | $952M |
| Sep 2008 | Fidelity & Trust Bank Bethesda, MD | $461M |
Where they operate
13 branches in 5 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Montgomery County, MD | $6.1B | 11.3% | 4 of 29 |
| District Of Columbia County, DC | $1.3B | 2.3% | 11 of 34 |
| Fairfax City County, VA | $393M | 6.8% | 5 of 12 |
| Fairfax County, VA | $277M | 0.2% | 23 of 38 |
| Arlington County, VA | $166M | 1.8% | 12 of 24 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net loss of 8 branches since 2016 (21 to 13, −38.1%). 1 opened, 0 acquired, 9 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 21 | |||
| 2018 | Closed Rockville | 0 | 1 | −1 | 20 |
| 2021 | Opened BethesdaClosed 3 in Virginia | 1 | 3 | −2 | 18 |
| 2022 | Closed Fairfax | 0 | 1 | −1 | 17 |
| 2023 | Closed 3 in 2 states | 0 | 3 | −3 | 14 |
| 2024 | Closed Washington | 0 | 1 | −1 | 13 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Commercial real estate | 44% | 39% | |
| Business (C&I) | 18% | 12% | |
| Construction and land | 14% | 7% | |
| Multifamily | 12% | 5% | |
| 1-4 family residential | 3% | 29% | |
| Consumer | 0% | 2% | |
| Other | 8% | 4% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 49% | 56% | |
| Time deposits | 31% | 26% | |
| Noninterest-bearing | 19% | 18% |
Brokered deposits are 31.9% of deposits (peers 6.7%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 2.05% | 1.32% |
| Net charge-offs, annualized | 2.11% | 0.04% |
| Reserves to loans | 1.82% | 1.03% |
| Leverage ratio | 11.49% | 11.24% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Maryland
Largest competitors in Montgomery County, MD
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/eaglebank