Industrial Bank of Korea
New York, New York, New York County
$554M in total assets, the 1,688th largest of 4,309 US banks and 80th of 126 headquartered in New York.
- FDIC certificate
- 33649
- Established
- 1961
- Owned by
- No holding company
- Primary regulator
- STATE
At a glance
Compared with 50 banks headquartered in New York with $100 million to $1 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $554M | 72% | $379M | |
| Loans | $538M | 90% | $249M | |
| Deposits | $13M | 2% | $277M | |
| Return on assets | n/a | n/a | 0.71% | |
| Net interest margin | n/a | n/a | 3.86% | |
| Efficiency ratio | n/a | n/a | 74.3% | |
| Equity to assets | n/a | n/a | 12.88% | |
| Loans to deposits | 4116% | 98% | 88% |
Growth
Total assets grew 17.2% a year over the last 5 years and 5.7% a year over 10 years, without acquisitions.
Where they operate
0 branches in 0 counties.
Branch history since 2016
No change since 2016. The bank has operated 0 branches throughout, with none opened, acquired, closed or sold.
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Business (C&I) | 64% | 8% | |
| Commercial real estate | 29% | 25% | |
| Construction and land | 7% | 3% | |
| Multifamily | 1% | 13% | |
| 1-4 family residential | 0% | 47% | |
| Consumer | 0% | 3% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 100% | 46% | |
| Noninterest-bearing | 0% | 23% | |
| Time deposits | 0% | 32% |
Brokered deposits are 0.0% of deposits (peers 3.4%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.00% | 0.75% |
| Net charge-offs, annualized | n/a | 0.01% |
| Reserves to loans | n/a | 1.04% |
| Leverage ratio | n/a | 12.84% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in New York
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/industrial-korea