Vanguard National Trust Company, National Association
Malvern, Pennsylvania
$197M in total assets, the 3,040th largest of 4,309 US banks and 95th of 113 headquartered in Pennsylvania.
- FDIC certificate
- 57304
- Established
- 2001
- Owned by
- No holding company
At a glance
Compared with 56 banks headquartered in Pennsylvania with $100 million to $1 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $197M | 12% | $442M | |
| Loans | $0K | 2% | $284M | |
| Deposits | $0K | 2% | $375M | |
| Return on assets | 2.93% | 95% | 0.88% | |
| Net interest margin | 3.43% | 55% | 3.34% | |
| Efficiency ratio | 97.3% | 98% | 71.1% | |
| Equity to assets | 45.83% | 96% | 10.77% | |
| Loans to deposits | n/a | n/a | 79% |
Growth
Total assets grew 12.6% a year over the last 5 years and 11.9% a year over 10 years, without acquisitions.
Where they operate
0 branches in 0 counties.
Branch history since 2016
No change since 2016. The bank has operated 0 branches throughout, with none opened, acquired, closed or sold.
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|
Deposits by type
| Type | Share | This bank | Peers |
|---|
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | n/a | 0.59% |
| Net charge-offs, annualized | n/a | 0.00% |
| Reserves to loans | n/a | 0.89% |
| Leverage ratio | 47.63% | 11.47% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Pennsylvania
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/vanguard