Wheaton College Trust Company, National Association
Wheaton, Illinois
$4M in total assets, the 4,307th largest of 4,309 US banks and 328th of 328 headquartered in Illinois.
- FDIC certificate
- 57150
- Established
- 2000
- Owned by
- No holding company
At a glance
Compared with 60 banks headquartered in Illinois with under $100 million in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $4M | 2% | $56M | |
| Loans | $0K | 2% | $30M | |
| Deposits | $0K | 2% | $49M | |
| Return on assets | 2.18% | 95% | 0.61% | |
| Net interest margin | 3.97% | 66% | 3.74% | |
| Efficiency ratio | 98.2% | 87% | 76.5% | |
| Equity to assets | 95.01% | 98% | 10.98% | |
| Loans to deposits | n/a | n/a | 55% |
Growth
Total assets grew 1.8% a year over the last 5 years and 1.8% a year over 10 years, without acquisitions.
Where they operate
0 branches in 0 counties.
Branch history since 2016
No change since 2016. The bank has operated 0 branches throughout, with none opened, acquired, closed or sold.
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|
Deposits by type
| Type | Share | This bank | Peers |
|---|
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | n/a | 0.68% |
| Net charge-offs, annualized | n/a | 0.00% |
| Reserves to loans | n/a | 1.05% |
| Leverage ratio | 94.70% | 12.16% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Illinois
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/wheaton-college