BankingStats

Credit union

Arkansas Health Center Federal Credit Union

Benton, Arkansas, Saline County, AR

$10M in total assets and 1,029 members, the 3,534th largest of 4,298 US credit unions and 31st of 46 headquartered in Arkansas.

NCUA charter
8987
Charter
Federal
Chartered
1953
NCUA insured since
1971
Field of membership
Multiple common bond - primarily federal, state, local government
Low-income designation
Yes
Website
http://www.ahcfcu.com

At a glance

Compared with 25 federally insured credit unions in Arkansas with under $100 million in assets, as of June 30, 2026.

Measure This credit union Percentile Peer range, middle 90% Peer median
Total assets $10M 2% $38M
Loans $5M 4% $26M
Deposits (shares) $8M 4% $31M
Members 1,029 8% 3,960
Return on assets 1.47% 88% 0.98%
Net interest income to assets 4.25% 56% 4.24%
Efficiency ratio 69.8% 16% 77.4%
Net worth ratio 16.95% 44% 17.54%
Loans to shares 67% 32% 79%
Cost of deposits 0.27% 4% 1.06%

Ratios are annualized from year-to-date figures. Return on assets uses average assets, as NCUA does. Cost of deposits includes dividends on shares.

Growth

Total assets grew 2.7% a year over 10 years and 1.3% a year over the last 5, without mergers. Membership fell 3.7% a year over 5 years, to 1,029.

Where they operate

0 branches in 0 counties.

Branches by year

Year endBranchesChange
20171

Member-serving offices as listed in NCUA call reports. Changes include branches gained in mergers.

Earnings and credit

Return on assets

Year to date, annualized, with the peer median.

Credit and capital

This credit unionPeer median
Delinquent loans, 60+ days0.37%0.61%
Net worth ratio16.95%17.54%
Loans to shares67%79%

Delinquent loans are two or more months past due. Net worth is NCUA's capital measure for credit unions.

Credit unions of similar size in Arkansas

Figures as of June 30, 2026 from the credit union's NCUA call report (Form 5300), NCUA's credit union locator and FFIEC merger records.