BankingStats

Credit union

Arkansas Teachers Federal Credit Union

LIttle Rock, Arkansas, Pulaski County, AR

$2M in total assets and 622 members, the 4,032nd largest of 4,298 US credit unions and 44th of 46 headquartered in Arkansas.

NCUA charter
24433
Charter
Federal
Chartered
1992
NCUA insured since
1978
Field of membership
Educational
Low-income designation
Yes
Website
https://www.artfcu.org/

At a glance

Compared with 25 federally insured credit unions in Arkansas with under $100 million in assets, as of June 30, 2026.

Measure This credit union Percentile Peer range, middle 90% Peer median
Total assets $2M 2% $38M
Loans $2M 2% $26M
Deposits (shares) $2M 2% $31M
Members 622 2% 3,960
Return on assets 1.34% 88% 0.98%
Net interest income to assets 5.82% 98% 4.24%
Efficiency ratio 78.9% 56% 77.4%
Net worth ratio 11.30% 16% 17.54%
Loans to shares 80% 56% 79%
Cost of deposits 0.18% 2% 1.06%

Ratios are annualized from year-to-date figures. Return on assets uses average assets, as NCUA does. Cost of deposits includes dividends on shares.

Growth

Total assets grew 5.6% a year over 10 years and 2.6% a year over the last 5, without mergers. Membership grew 3.2% a year over 5 years, to 622.

Where they operate

0 branches in 0 counties.

Branches by year

Year endBranchesChange
20161
201710
201810
202310

Member-serving offices as listed in NCUA call reports. Changes include branches gained in mergers.

Earnings and credit

Return on assets

Year to date, annualized, with the peer median.

Credit and capital

This credit unionPeer median
Delinquent loans, 60+ days11.23%0.61%
Net worth ratio11.30%17.54%
Loans to shares80%79%

Delinquent loans are two or more months past due. Net worth is NCUA's capital measure for credit unions.

Figures as of June 30, 2026 from the credit union's NCUA call report (Form 5300), NCUA's credit union locator and FFIEC merger records.