Credit union
Clearview Federal Credit Union
Moon Township, Pennsylvania, Allegheny County, PA
$2.2B in total assets and 141,031 members, the 243rd largest of 4,298 US credit unions and 8th of 269 headquartered in Pennsylvania.
- NCUA charter
- 9007
- Charter
- Federal
- Chartered
- 1953
- NCUA insured since
- 1971
- Field of membership
- Community credit unions
- Website
- http://www.clearviewfcu.org
At a glance
Compared with 14 federally insured credit unions in Pennsylvania with $1 billion to $10 billion in assets, as of June 30, 2026.
| Measure | This credit union | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $2.2B | 57% | $1.8B | |
| Loans | $1.6B | 57% | $1.2B | |
| Deposits (shares) | $1.9B | 57% | $1.6B | |
| Members | 141,031 | 57% | 110,223 | |
| Return on assets | 0.80% | 57% | 0.67% | |
| Net interest income to assets | 3.99% | 86% | 3.05% | |
| Efficiency ratio | 77.4% | 86% | 73.5% | |
| Net worth ratio | 11.18% | 57% | 10.59% | |
| Loans to shares | 80% | 50% | 81% | |
| Cost of deposits | 1.31% | 2% | 2.08% |
Ratios are annualized from year-to-date figures. Return on assets uses average assets, as NCUA does. Cost of deposits includes dividends on shares.
Growth
Total assets grew 7.5% a year over 10 years and 6.0% a year over the last 5, including 4 mergers in the last 10 years. Membership grew 5.2% a year over 5 years, to 141,031.
Dashed lines mark larger mergers, listed below.
Mergers and acquisitions
| Closed | Absorbed | Assets at last filing |
|---|---|---|
| Jun 2025 | Beaver Valley Federal Credit Union Credit union, Beaver Falls, PA | $101M |
| Jul 2024 | Parkview Community Federal Credit Union Credit union, Mckeesport, PA | $55M |
| Nov 2022 | Pa Healthcare Credit Union Credit union, Sewickley, PA | $26M |
| Nov 2020 | Michael Baker International Federal Credit Union Credit union, Moon Township, PA | $8M |
| May 2016 | Heinz - del Monte Federal Credit Union Credit union, Pittsburgh, PA | $23M |
| Mar 2015 | Magnetics Federal Credit Union Credit union, Butler, PA | $3M |
| Nov 2014 | Kennametal Employees Federal Credit Union Credit union, Latrobe, PA | $24M |
| May 2014 | Tri-State Federal Credit Union Credit union, Midland, PA | $42M |
Where they operate
27 branches in 6 counties.
1 of 27 branch locations are approximate (ZIP code centers).
Largest counties by branches
| County | Branches | Share of all branches | Rank |
|---|---|---|---|
| Allegheny County, PA | 13 | 2.9% | 10 of 79 |
| Beaver County, PA | 5 | 10.6% | 3 of 20 |
| Westmoreland County, PA | 4 | 2.4% | 11 of 48 |
| Butler County, PA | 2 | 2.5% | 9 of 30 |
| Washington County, PA | 2 | 2.9% | 10 of 30 |
| Columbiana County, OH | 1 | 3.0% | 8 of 13 |
Credit unions do not report deposits by branch, so these are branch counts: this credit union's branches against every bank and credit union branch in the county. Rank is among all banks and credit unions with a branch there.
Branches by year
| Year end | Branches | Change |
|---|---|---|
| 2016 | 16 | |
| 2017 | 16 | 0 |
| 2018 | 16 | 0 |
| 2019 | 16 | 0 |
| 2020 | 17 | +1 |
| 2021 | 17 | 0 |
| 2022 | 17 | 0 |
| 2023 | 21 | +4 |
| 2024 | 22 | +1 |
| 2025 | 25 | +3 |
| Jun 2026 | 27 | +2 |
Member-serving offices as listed in NCUA call reports. Changes include branches gained in mergers.
Earnings and credit
Return on assets
Year to date, annualized, with the peer median.
Credit and capital
| This credit union | Peer median | |
|---|---|---|
| Delinquent loans, 60+ days | 0.69% | 0.78% |
| Net worth ratio | 11.18% | 10.59% |
| Loans to shares | 80% | 81% |
Delinquent loans are two or more months past due. Net worth is NCUA's capital measure for credit unions.
Related
Credit unions of similar size in Pennsylvania
Most branches in Allegheny County, PA
Figures as of June 30, 2026 from the credit union's NCUA call report (Form 5300), NCUA's credit union locator and FFIEC merger records.