Credit union
CommunityAmerica Credit Union
Lenexa, Kansas, Johnson County, KS
$9.0B in total assets and 594,689 members, the 41st largest of 4,298 US credit unions and 1st of 62 headquartered in Kansas.
- NCUA charter
- 15732
- Charter
- Federal
- Chartered
- 1963
- NCUA insured since
- 1971
- Field of membership
- Multiple common bond - primarily transportation equipment
- Low-income designation
- Yes
At a glance
Compared with 445 US federally insured credit unions with $1 billion to $10 billion in assets, as of June 30, 2026.
| Measure | This credit union | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $9.0B | 97% | $2.1B | |
| Loans | $6.3B | 96% | $1.5B | |
| Deposits (shares) | $8.1B | 98% | $1.8B | |
| Members | 594,689 | 98% | 117,912 | |
| Return on assets | 1.14% | 74% | 0.82% | |
| Net interest income to assets | 3.62% | 64% | 3.42% | |
| Efficiency ratio | 75.1% | 64% | 71.7% | |
| Net worth ratio | 9.94% | 29% | 10.89% | |
| Loans to shares | 78% | 24% | 88% | |
| Cost of deposits | 1.74% | 48% | 1.79% |
Ratios are annualized from year-to-date figures. Return on assets uses average assets, as NCUA does. Cost of deposits includes dividends on shares.
Growth
Total assets grew 14.8% a year over 10 years and 20.2% a year over the last 5, including 3 mergers in the last 10 years. Membership grew 17.8% a year over 5 years, to 594,689.
Dashed lines mark larger mergers, listed below.
Mergers and acquisitions
| Closed | Absorbed | Assets at last filing |
|---|---|---|
| Jan 2017 | Automatic Data Processing Federal Credit Union Credit union, Roseland, NJ | $65M |
| Dec 2016 | Fiscal Credit Union Credit union, Glendale, CA | $143M |
| Jul 2016 | Eagle Credit Union Credit union, Lodi, CA | $21M |
| Jun 2016 | S F Municipal Railway Emp Federal Credit Union Credit union, San Francisco, CA | $5M |
| Nov 2013 | McKee Credit Union Credit union, Collegedale, TN | $15M |
| Jun 2012 | California Pacific Federal Credit Union Credit union, Concord, CA | $43M |
| Jun 2012 | CD Federal Credit Union Credit union, Concord, CA | $79M |
| Feb 2011 | Oakland Municipal Credit Union Credit union, failed, Oakland, CA | $88M |
Where they operate
79 branches in 30 counties.
2 of 79 branch locations are approximate (ZIP code centers).
Largest counties by branches
| County | Branches | Share of all branches | Rank |
|---|---|---|---|
| Jackson County, MO | 16 | 7.3% | 1 of 65 |
| Los Angeles County, CA | 8 | 0.5% | 32 of 198 |
| Johnson County, KS | 7 | 2.7% | 13 of 76 |
| St. Louis County, MO | 7 | 1.8% | 16 of 83 |
| Clay County, MO | 5 | 6.3% | 2 of 35 |
| Benton County, AR | 4 | 3.4% | 7 of 38 |
| Orange County, CA | 3 | 0.5% | 36 of 110 |
| Washington County, AR | 2 | 1.8% | 15 of 39 |
Credit unions do not report deposits by branch, so these are branch counts: this credit union's branches against every bank and credit union branch in the county. Rank is among all banks and credit unions with a branch there.
Branches by year
| Year end | Branches | Change |
|---|---|---|
| 2016 | 51 | |
| 2017 | 58 | +7 |
| 2018 | 61 | +3 |
| 2019 | 59 | −2 |
| 2020 | 46 | −13 |
| 2021 | 45 | −1 |
| 2022 | 47 | +2 |
| 2023 | 47 | 0 |
| 2024 | 45 | −2 |
| 2025 | 78 | +33 |
| Jun 2026 | 79 | +1 |
Member-serving offices as listed in NCUA call reports. Changes include branches gained in mergers.
Earnings and credit
Return on assets
Year to date, annualized, with the peer median.
Credit and capital
| This credit union | Peer median | |
|---|---|---|
| Delinquent loans, 60+ days | 2.68% | 0.69% |
| Net worth ratio | 9.94% | 10.89% |
| Loans to shares | 78% | 88% |
Delinquent loans are two or more months past due. Net worth is NCUA's capital measure for credit unions.
Related
Credit unions of similar size in Kansas
Most branches in Jackson County, MO
Figures as of June 30, 2026 from the credit union's NCUA call report (Form 5300), NCUA's credit union locator and FFIEC merger records.