Credit union
New Jersey State PBA Federal Credit Union
Woodbridge, New Jersey, Middlesex County, NJ
$7M in total assets and 1,177 members, the 3,668th largest of 4,298 US credit unions and 96th of 126 headquartered in New Jersey.
- NCUA charter
- 24958
- Charter
- Federal
- Chartered
- 2024
- NCUA insured since
- 2024
- Field of membership
- Associational - fraternal
- Website
- https://www.njspbafcu.org
At a glance
Compared with 56 federally insured credit unions in New Jersey with under $100 million in assets, as of June 30, 2026.
| Measure | This credit union | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $7M | 2% | $27M | |
| Loans | $2M | 4% | $10M | |
| Deposits (shares) | $6M | 2% | $24M | |
| Members | 1,177 | 18% | 2,188 | |
| Return on assets | -1.64% | 4% | 0.27% | |
| Net interest income to assets | 4.79% | 88% | 3.67% | |
| Efficiency ratio | 129.8% | 96% | 85.9% | |
| Net worth ratio | 15.49% | 62% | 13.99% | |
| Loans to shares | 36% | 25% | 52% | |
| Cost of deposits | 1.04% | 45% | 1.20% |
Ratios are annualized from year-to-date figures. Return on assets uses average assets, as NCUA does. Cost of deposits includes dividends on shares.
Growth
Too few quarters on file for 5-year growth figures.
Where they operate
0 branches in 0 counties.
Earnings and credit
Return on assets
Year to date, annualized, with the peer median.
Credit and capital
| This credit union | Peer median | |
|---|---|---|
| Delinquent loans, 60+ days | 0.41% | 1.02% |
| Net worth ratio | 15.49% | 13.99% |
| Loans to shares | 36% | 52% |
Delinquent loans are two or more months past due. Net worth is NCUA's capital measure for credit unions.
Related
Credit unions of similar size in New Jersey
Figures as of June 30, 2026 from the credit union's NCUA call report (Form 5300), NCUA's credit union locator and FFIEC merger records.