BankingStats

Credit union

Pathways Financial Credit Union

Columbus, Ohio, Franklin County, OH

$772M in total assets and 62,458 members, the 580th largest of 4,298 US credit unions and 13th of 157 headquartered in Ohio.

NCUA charter
66376
Charter
State chartered (OH)
Chartered
1973
NCUA insured since
1985
Low-income designation
Yes
Website
http://www.pathwayscu.com

At a glance

Compared with 51 federally insured credit unions in Ohio with $100 million to $1 billion in assets, as of June 30, 2026.

Measure This credit union Percentile Peer range, middle 90% Peer median
Total assets $772M 92% $244M
Loans $503M 88% $149M
Deposits (shares) $656M 92% $211M
Members 62,458 98% 16,613
Return on assets 1.00% 67% 0.79%
Net interest income to assets 3.43% 37% 3.63%
Efficiency ratio 74.3% 31% 76.0%
Net worth ratio 10.84% 43% 11.32%
Loans to shares 77% 57% 70%
Cost of deposits 1.44% 39% 1.52%

Ratios are annualized from year-to-date figures. Return on assets uses average assets, as NCUA does. Cost of deposits includes dividends on shares.

Growth

Total assets grew 12.8% a year over 10 years and 7.1% a year over the last 5, including 9 mergers in the last 10 years. Membership grew 6.6% a year over 5 years, to 62,458.

Dashed lines mark larger mergers, listed below.

Mergers and acquisitions

ClosedAbsorbedAssets at last filing
May 2025Taleris Credit Union Credit union, Independence, OH$65M
Nov 2024Smart Federal Credit Union Credit union, Columbus, OH$34M
Sep 2024Springfield Postal Employees Federal Credit Union Credit union, Springfield, OH$4M
Nov 2022Odjfs Federal Credit Union Credit union, Columbus, OH$11M
Sep 2020Standard Register Federal Credit Union Credit union, Dayton, OH$39M
Sep 2019Whitehall Credit Union Credit union, Columbus, OH$19M
Apr 2019Incenta Federal Credit Union Credit union, Englewood, OH$91M
Dec 2018American Chemical Society Federal Credit Union Credit union, Columbus, OH$18M
Sep 2016Central Credit Union, Inc. Credit union, Columbus, OH$3M
May 2016Corco Federal Credit Union Credit union, Delaware, OH$542K
Jun 2013WECU Credit Union Credit union, Marysville, OH$27M
Mar 2013Burgess & Niple Employees Credit Union Credit union, Columbus, OH$2M
Aug 2012Western Credit Union Credit union, Columbus, OH$69M
Aug 2012Members First Credit Union Credit union, Columbus, OH$53M
Sep 2011Motorists Insurance Employees Credit Union Credit union, Columbus, OH$4M

Where they operate

12 branches in 8 counties.

Largest counties by branches

CountyBranchesShare of all branchesRank
Franklin County, OH51.5%15 of 53
Brown County, OH16.2%5 of 8
Clark County, OH12.9%9 of 15
Cuyahoga County, OH10.2%31 of 65
Delaware County, OH11.4%13 of 25
Greene County, OH12.2%13 of 18
Montgomery County, OH10.7%24 of 37
Union County, OH15.9%5 of 11

Credit unions do not report deposits by branch, so these are branch counts: this credit union's branches against every bank and credit union branch in the county. Rank is among all banks and credit unions with a branch there.

Branches by year

Year endBranchesChange
20167
20176−1
201860
201914+8
2020140
202112−2
2022120
202311−1
2024110
202512+1
Jun 2026120

Member-serving offices as listed in NCUA call reports. Changes include branches gained in mergers.

Earnings and credit

Return on assets

Year to date, annualized, with the peer median.

Credit and capital

This credit unionPeer median
Delinquent loans, 60+ days1.08%0.76%
Net worth ratio10.84%11.32%
Loans to shares77%70%

Delinquent loans are two or more months past due. Net worth is NCUA's capital measure for credit unions.

Credit unions of similar size in Ohio

Most branches in Franklin County, OH

Figures as of June 30, 2026 from the credit union's NCUA call report (Form 5300), NCUA's credit union locator and FFIEC merger records.