Mabrey Bank
Bixby, Oklahoma, Tulsa County
$2.0B in total assets, the 615th largest of 4,309 US banks and 12th of 171 headquartered in Oklahoma.
- FDIC certificate
- 10667
- Established
- 1924
- Owned by
- Mabrey Bcorp Inc
- Primary regulator
- FED
- Website
- www.mabreybank.com
At a glance
Compared with 20 banks headquartered in Oklahoma with $1 billion to $10 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $2.0B | 65% | $1.6B | |
| Loans | $1.6B | 55% | $1.2B | |
| Deposits | $1.6B | 65% | $1.2B | |
| Return on assets | 1.19% | 40% | 1.41% | |
| Net interest margin | 4.00% | 55% | 3.91% | |
| Efficiency ratio | 58.1% | 40% | 60.6% | |
| Equity to assets | 7.12% | 2% | 10.43% | |
| Loans to deposits | 94% | 50% | 95% |
Growth
Total assets grew 5.8% a year over the last 5 years and 9.2% a year over 10 years, including 1 acquisition in the last 10 years.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Aug 2018 | The Morris State Bank Morris, OK, an affiliate under the same holding company | $76M |
| Aug 2008 | The Bank of Commerce, Wetumka, Oklahoma Wetumka, OK, an affiliate under the same holding company | $39M |
| Jan 2007 | The First Bank of Haskell Haskell, OK, an affiliate under the same holding company | $26M |
| Jan 2005 | Citizens Bank & Trust Company Okmulgee, OK, an affiliate under the same holding company | $154M |
Where they operate
16 branches in 6 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Tulsa County, OK | $1.2B | 3.4% | 8 of 52 |
| Okmulgee County, OK | $224M | 37.5% | 2 of 5 |
| Oklahoma County, OK | $97M | 0.2% | 41 of 60 |
| Muskogee County, OK | $95M | 6.1% | 6 of 8 |
| Hughes County, OK | $32M | 13.0% | 4 of 4 |
| Okfuskee County, OK | $25M | 20.0% | 2 of 3 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net gain of 2 branches since 2016 (14 to 16, +14.3%). 1 opened, 1 acquired, 0 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 14 | |||
| 2018 | Acquired The Morris State Bank | 1 | 0 | +1 | 15 |
| 2025 | Opened Tulsa | 1 | 0 | +1 | 16 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Commercial real estate | 38% | 36% | |
| 1-4 family residential | 25% | 19% | |
| Business (C&I) | 20% | 17% | |
| Construction and land | 8% | 12% | |
| Farmland | 4% | 3% | |
| Multifamily | 3% | 3% | |
| Consumer | 1% | 5% | |
| Agricultural | 1% | 2% | |
| Other | 1% | 3% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 59% | 50% | |
| Time deposits | 21% | 24% | |
| Noninterest-bearing | 20% | 26% |
Brokered deposits are 1.7% of deposits (peers 7.7%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.40% | 0.65% |
| Net charge-offs, annualized | 0.01% | 0.03% |
| Reserves to loans | 1.15% | 1.19% |
| Leverage ratio | 8.47% | 10.36% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Oklahoma
Largest competitors in Tulsa County, OK
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/mabrey