JPMorgan Chase Bank, National Association
Columbus, Ohio, Delaware County
$4.09T in total assets, the 1st largest of 4,309 US banks and 1st of 160 headquartered in Ohio.
- FDIC certificate
- 628
- Established
- 1824
- Owned by
- Jpmorgan Chase&co
- Primary regulator
- OCC
- Website
- www.jpmorganchase.com
At a glance
Compared with 31 US banks with over $100 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $4.09T | 98% | $251B | |
| Loans | $1.56T | 98% | $144B | |
| Deposits | $2.82T | 98% | $212B | |
| Return on assets | 1.42% | 84% | 1.20% | |
| Net interest margin | 2.88% | 36% | 3.14% | |
| Efficiency ratio | 54.4% | 42% | 54.8% | |
| Equity to assets | 8.35% | 29% | 9.76% | |
| Loans to deposits | 55% | 29% | 74% |
Growth
Total assets grew 5.1% a year over the last 5 years and 7.1% a year over 10 years, including 2 acquisitions in the last 10 years.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| May 2023 | First Republic Bank San Francisco, CA | $233B |
| May 2019 | Chase Bank USA, National Association Wilmington, DE, an affiliate under the same holding company | $141B |
| Aug 2015 | JPMorgan Bank and Trust Company, National Association San Francisco, CA, an affiliate under the same holding company | $15.6B |
| Oct 2011 | Custodial Trust Company Jersey City, NJ, an affiliate under the same holding company | $288M |
| Sep 2008 | Washington Mutual Bank Henderson, NV | $307B |
| Sep 2008 | Washington Mutual Bank FSB Park City, UT | $46.0B |
| Aug 2008 | J. P. Morgan Trust Company, National Association Los Angeles, CA, an affiliate under the same holding company | $294M |
| Oct 2006 | Bank One Trust Company, National Association Columbus, OH, an affiliate under the same holding company | $1.6B |
| Nov 2004 | Bank One, National Association Chicago, IL, an affiliate under the same holding company | $260B |
| Nov 2004 | Bank One, National Association Columbus, OH, an affiliate under the same holding company | $69.9B |
| Nov 2001 | Morgan Guaranty Trust Company of New York New York City, NY, an affiliate under the same holding company | $228B |
| Aug 2001 | Chase Bank of Texas-San Angelo, National Association San Angelo, TX, an affiliate under the same holding company | $15M |
| Aug 2000 | Chase Bank of Texas, National Association Houston, TX, an affiliate under the same holding company | $24.6B |
| Dec 1996 | The Chase Manhattan Bank, National Association Morristown, NJ, an affiliate under the same holding company | $2.4B |
| Jul 1996 | The Chase Manhattan Bank (National Association) New York City, NY, an affiliate under the same holding company | $120B |
| Jul 1993 | Texas Commerce Banks Newark, DE, an affiliate under the same holding company | $57M |
| Jun 1992 | Manufacturers Hanover Trust Company New York City, NY, an affiliate under the same holding company | $54.9B |
| Mar 1992 | Central Federal Savings Bank Mineola, NY | $625M |
| Mar 1992 | Chemical Bank Delaware Wilmington, DE, an affiliate under the same holding company | $1.9B |
| Nov 1991 | Community National Bank and Trust Company of New York New York City, NY | $334M |
| Jul 1991 | Ensign Federal Savings Bank New York City, NY | $975M |
| Oct 1978 | Chemical Bank-Buffalo Buffalo, NY | n/a |
| Oct 1978 | Chemical Bank of Syracuse Syracuse, NY | n/a |
| Oct 1978 | Chemical Bank of Binghamton Binghamton, NY | n/a |
| Oct 1978 | Chemical Bank - Eastern, National Association Greenwich, NY | n/a |
| Oct 1978 | Chemical Bank of Rochester Hilton, NY | n/a |
| Apr 1977 | Chemical Bank Hudson Valley, National Association Nyack, NY | n/a |
| Nov 1975 | Chemical Bank of Suffolk, National Association Smithtown, NY | n/a |
| Jan 1975 | Security National Bank Hempstead, NY | n/a |
Where they operate
5145 branches in 635 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| New York County, NY | $834B | 43.6% | 1 of 83 |
| Harris County, TX | $162B | 53.2% | 1 of 87 |
| Cook County, IL | $96.9B | 20.8% | 1 of 90 |
| Los Angeles County, CA | $96.8B | 19.0% | 1 of 91 |
| Dallas County, TX | $74.6B | 22.5% | 2 of 109 |
| Maricopa County, AZ | $38.0B | 20.2% | 2 of 55 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net loss of 329 branches since 2016 (5,474 to 5,145, −6.0%). 1,478 opened, 86 acquired, 1,893 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 5,474 | |||
| 2016 | Opened 24 in 10 statesClosed 162 in 21 states | 24 | 162 | −138 | 5,336 |
| 2017 | Opened 56 in 11 statesClosed 182 in 20 states | 56 | 182 | −126 | 5,210 |
| 2018 | Opened 97 in 19 statesClosed 202 in 19 states | 97 | 202 | −105 | 5,105 |
| 2019 | Opened 165 in 30 statesClosed 224 in 21 states | 165 | 224 | −59 | 5,046 |
| 2020 | Opened 193 in 35 statesClosed 265 in 21 states | 193 | 265 | −72 | 4,974 |
| 2021 | Opened 175 in 40 statesClosed 348 in 25 states | 175 | 348 | −173 | 4,801 |
| 2022 | Opened 131 in 36 statesClosed 139 in 19 states | 131 | 139 | −8 | 4,793 |
| 2023 | Acquired First Republic BankOpened 189 in 40 states, closed 160 in 22 states | 275 | 160 | +115 | 4,908 |
| 2024 | Opened 178 in 37 statesClosed 109 in 18 states | 178 | 109 | +69 | 4,977 |
| 2025 | Opened 184 in 35 statesClosed 68 in 17 states | 184 | 68 | +116 | 5,093 |
| 2026 through Q2 | Opened 86 in 34 statesClosed 34 in 14 states | 86 | 34 | +52 | 5,145 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| 1-4 family residential | 21% | 19% | |
| Consumer | 18% | 20% | |
| Business (C&I) | 15% | 18% | |
| Multifamily | 7% | 3% | |
| Commercial real estate | 3% | 7% | |
| Construction and land | 1% | 2% | |
| Other | 34% | 31% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 66% | 72% | |
| Noninterest-bearing | 24% | 16% | |
| Time deposits | 11% | 13% |
Brokered deposits are 1.9% of deposits (peers 7.3%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.79% | 0.86% |
| Net charge-offs, annualized | 0.61% | 0.35% |
| Reserves to loans | 1.66% | 1.39% |
| Leverage ratio | 7.49% | 9.49% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Ohio
Largest competitors in New York County, NY
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/jpmorgan-chase-bank-columbus-oh