The Huntington National Bank
Columbus, Ohio, Franklin County
$283B in total assets, the 15th largest of 4,309 US banks and 4th of 160 headquartered in Ohio.
- FDIC certificate
- 6560
- Established
- 1866
- Owned by
- Huntington Bancshares Inc
- Primary regulator
- OCC
- Website
- www.huntington.com
At a glance
Compared with 31 US banks with over $100 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $283B | 55% | $251B | |
| Loans | $191B | 71% | $144B | |
| Deposits | $227B | 55% | $212B | |
| Return on assets | 1.14% | 36% | 1.22% | |
| Net interest margin | 3.50% | 71% | 3.14% | |
| Efficiency ratio | 59.9% | 71% | 54.8% | |
| Equity to assets | 11.76% | 77% | 9.69% | |
| Loans to deposits | 84% | 74% | 73% |
Growth
Total assets grew 10.1% a year over the last 5 years and 14.4% a year over 10 years, including 4 acquisitions in the last 10 years.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Feb 2026 | Cadence Bank Tupelo, MS | $53.5B |
| Oct 2025 | Veritex Community Bank Dallas, TX | $12.7B |
| Jun 2021 | TCF National Bank Sioux Falls, SD | $49.4B |
| Aug 2016 | Firstmerit Bank, National Association Akron, OH | $26.2B |
| Mar 2014 | Advantage Bank Cambridge, OH | $774M |
| Mar 2012 | Fidelity Bank Dearborn, MI | $818M |
| Oct 2009 | Warren Bank Warren, MI | $505M |
| Sep 2007 | Sky Bank Salineville, OH | $16.6B |
| Aug 2007 | Sky Trust, National Association Pepper Pike, OH | $14M |
| Mar 2006 | Unizan Bank, National Association Canton, OH | $2.4B |
| Mar 2006 | (unknown, CERT 34213) , OH | $6M |
| Jun 2000 | The Empire National Bank of Traverse City Traverse City, MI | $503M |
| Jan 1999 | The Huntington State Bank Alexandria, OH, an affiliate under the same holding company | $164M |
| Oct 1997 | The Bank of Winter Park Winter Park, FL | $80M |
| Sep 1997 | FMB-Sault Bank Sault Ste. Marie, MI | $135M |
| Sep 1997 | FMB-Old State Bank Fremont, MI | $76M |
| Sep 1997 | FMB-Commercial Bank Greenville, MI | $143M |
| Sep 1997 | FMB-Lumberman's Bank Muskegon, MI | $438M |
| Sep 1997 | FMB-Reed City Bank Reed City, MI | $80M |
| Sep 1997 | FMB-State Savings Bank Lowell, MI | $144M |
| Sep 1997 | FMB-Maynard Allen Bank Portland, MI | $80M |
| Sep 1997 | FMB-Security Bank Manistee, MI | $110M |
| Sep 1997 | FMB-Community Bank Dowagiac, MI | $102M |
| Sep 1997 | FMB-First Michigan Bank Grand Rapids, MI | $567M |
| Sep 1997 | FMB-Arcadia Bank Kalamazoo, MI | $128M |
| Sep 1997 | FMB-Trust Holland Township, MI | n/a |
| Sep 1997 | FMB-First Michigan Bank Zeeland, MI | $1.4B |
| Sep 1997 | FMB-Oceana Bank Hart, MI | $112M |
| Sep 1997 | FMB-Northwestern Bank Boyne City, MI | $174M |
| Jun 1997 | Huntington National Bank West Virginia Charleston, WV, an affiliate under the same holding company | $2.2B |
| Jun 1997 | The Huntington National Bank of Indiana Noblesville, IN, an affiliate under the same holding company | $1.2B |
| Jun 1997 | Huntington Banks of Michigan Troy, MI, an affiliate under the same holding company | $2.1B |
| Jun 1997 | The Huntington National Bank of Florida Maitland, FL, an affiliate under the same holding company | $1.7B |
| Jun 1997 | (unknown, CERT 27189) , OH | $23M |
| Jun 1997 | (unknown, CERT 27279) , OH | $1M |
| Oct 1995 | The Huntington National Bank of Kentucky Cincinnati, OH, an affiliate under the same holding company | $633M |
| May 1993 | Charter Oak Federal Savings Bank Cincinnati, OH | $410M |
| May 1989 | The Citizens State Bank Silverton, OH, an affiliate under the same holding company | $46M |
| Oct 1984 | The Huntington National Bank of Port Clinton Port Clinton, OH | $67M |
| Oct 1984 | The Huntington National Bank of Northeast Ohio Cleveland, OH | $1.3B |
| Mar 1982 | The Reeves Banking and Trust Company Dover, OH | n/a |
| Dec 1980 | The First National Bank of Burton Burton, OH | n/a |
| Mar 1980 | The Farmers and Merchants Bank Milford Center, OH | n/a |
| Dec 1979 | The Huntington National Bank of Bellefontaine Bellefontaine, OH | n/a |
| Dec 1979 | The Huntington National Bank of Franklin Franklin, OH | n/a |
| Dec 1979 | The Huntington Portage National Bank of Kent Kent, OH | n/a |
| Dec 1979 | The Huntington First National Bank of Kenton Kenton, OH | n/a |
| Dec 1979 | The Huntington First National Bank of Lima Lima, OH | n/a |
| Dec 1979 | The Huntington National Bank of London London, OH | n/a |
| Dec 1979 | The Huntington Lagonda National Bank of Springfield Springfield, OH | n/a |
| Dec 1979 | The Huntington Bank of Woodville Woodville, OH | n/a |
| Dec 1979 | The Huntington Bank of Toledo Toledo, OH | n/a |
| Dec 1979 | The Huntington First National Bank of Medina County Wadsworth, OH | n/a |
| Dec 1979 | The Huntington Bank of Chillicothe Chillicothe, OH | n/a |
| Dec 1979 | The Huntington Bank of Ashland Ashland, OH | n/a |
| Dec 1979 | The Huntington Bank of Wood County Bowling Green, OH | n/a |
| Dec 1979 | The Huntington Bank of Washington Court House Washington Court House, OH | n/a |
| May 1976 | The Pickerington Bank Pickerington, OH | n/a |
Where they operate
1452 branches in 373 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Franklin County, OH | $48.5B | 45.9% | 1 of 34 |
| Dallas County, TX | $13.2B | 4.0% | 4 of 109 |
| Cuyahoga County, OH | $9.3B | 8.2% | 3 of 27 |
| Cook County, IL | $7.7B | 1.7% | 12 of 90 |
| Oakland County, MI | $7.1B | 9.2% | 6 of 29 |
| Harris County, TX | $6.3B | 2.1% | 7 of 87 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net gain of 641 branches since 2016 (811 to 1,452, +79.0%). 102 opened, 1,180 acquired, 641 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 811 | |||
| 2016 | Acquired Firstmerit Bank, National AssociationOpened 14 in 5 states, closed 9 in 3 states | 282 | 9 | +273 | 1,084 |
| 2017 | Opened 15 in 3 statesClosed 80 in 7 states | 15 | 80 | −65 | 1,019 |
| 2018 | Opened 8 in 4 statesClosed 30 in 6 states | 8 | 30 | −22 | 997 |
| 2019 | Sold 21 branches to Associated Bank, National AssociationOpened 4 in 2 states, closed 74 in 6 states | 4 | 95 | −91 | 906 |
| 2020 | Opened 3 in 3 statesClosed 34 in 3 states | 3 | 34 | −31 | 875 |
| 2021 | Acquired TCF National BankOpened 15 in 5 states, closed 216 in 7 states | 493 | 216 | +277 | 1,152 |
| 2022 | Sold 14 branches to Horizon BankOpened 6 in 4 states, closed 64 in 7 states | 6 | 78 | −72 | 1,080 |
| 2023 | Opened 3 in 3 statesClosed 37 in 7 states | 3 | 37 | −34 | 1,046 |
| 2024 | Opened 12 in 6 statesClosed 34 in 6 states | 12 | 34 | −22 | 1,024 |
| 2025 | Acquired Veritex Community BankOpened 12 in 7 states, closed 25 in 6 states | 46 | 25 | +21 | 1,045 |
| 2026 through Q2 | Acquired Cadence BankBought 10 branches from Citizens State Bank, bought 5 branches from The First National Bank of Shiner, opened 10 in 6 states, closed 3 in 2 states | 410 | 3 | +407 | 1,452 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Business (C&I) | 28% | 18% | |
| 1-4 family residential | 25% | 18% | |
| Commercial real estate | 15% | 7% | |
| Consumer | 13% | 20% | |
| Construction and land | 3% | 2% | |
| Multifamily | 3% | 3% | |
| Other | 14% | 32% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 69% | 71% | |
| Noninterest-bearing | 20% | 16% | |
| Time deposits | 11% | 13% |
Brokered deposits are 4.4% of deposits (peers 7.2%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.86% | 0.86% |
| Net charge-offs, annualized | 0.26% | 0.37% |
| Reserves to loans | 1.70% | 1.39% |
| Leverage ratio | 9.30% | 9.49% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Ohio
Largest competitors in Franklin County, OH
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/huntington-national-bank-columbus-oh