Columbia Bank
Roseburg, Oregon, Douglas County
$65.4B in total assets, the 46th largest of 4,309 US banks and 1st of 14 headquartered in Oregon.
- FDIC certificate
- 17266
- Established
- 1953
- Owned by
- Columbia Banking System Inc
- Primary regulator
- FDIC
- Website
- www.columbiabank.com/
At a glance
Compared with 132 US banks with $10 billion to $100 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $65.4B | 90% | $22.4B | |
| Loans | $47.2B | 92% | $14.4B | |
| Deposits | $52.2B | 90% | $18.0B | |
| Return on assets | 1.17% | 36% | 1.30% | |
| Net interest margin | 4.01% | 78% | 3.61% | |
| Efficiency ratio | 50.2% | 32% | 55.2% | |
| Equity to assets | 12.00% | 63% | 11.57% | |
| Loans to deposits | 90% | 64% | 87% |
Growth
Total assets grew 16.6% a year over the last 5 years and 10.5% a year over 10 years, including 2 acquisitions in the last 10 years.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Sep 2025 | Pacific Premier Bank, National Association Irvine, CA | $17.8B |
| Mar 2023 | Columbia State Bank Tacoma, WA, an affiliate under the same holding company | $20.3B |
| Apr 2014 | Sterling Savings Bank Spokane, WA | $10.2B |
| Nov 2012 | Circle Bank Novato, CA | $326M |
| Jun 2010 | Nevada Security Bank Reno, NV | $492M |
| Feb 2010 | Rainier Pacific Bank Tacoma, WA | $718M |
| Jan 2010 | Evergreen Bank Seattle, WA | $396M |
| Jan 2009 | Bank of Clark County Vancouver, WA | $441M |
| Apr 2007 | Vintage Bank Napa, CA | $660M |
| Jun 2006 | Western Sierra National Bank Cameron Park, CA | $578M |
| Jun 2006 | Lake Community Bank Lakeport, CA | $103M |
| Jun 2006 | Auburn Community Bank Auburn, CA | $136M |
| Jun 2006 | Central California Bank Sonora, CA | $461M |
| Jul 2004 | Humboldt Bank Eureka, CA | $1.5B |
| Nov 2002 | Centennial Bank Eugene, OR | $867M |
| Dec 2001 | Security Bank Coos Bay, OR | $220M |
| Dec 2001 | Pacific State Bank Reedsport, OR | $53M |
| Dec 2001 | Lincoln Security Bank Newport, OR | $58M |
| Dec 2001 | Family Security Bank Brookings, OR | $34M |
| Dec 2001 | McKenzie State Bank Springfield, OR | $32M |
| Dec 2001 | Oregon State Bank Corvallis, OR | $29M |
| Dec 2001 | Linn-Benton Bank Albany, OR | $115M |
| Dec 2000 | Valley of the Rogue Bank Rogue River, OR | $348M |
Where they operate
360 branches in 109 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Douglas County, OR | $8.4B | 90.1% | 1 of 7 |
| Pierce County, WA | $6.1B | 32.5% | 1 of 22 |
| King County, WA | $3.9B | 3.7% | 7 of 38 |
| Los Angeles County, CA | $2.5B | 0.5% | 23 of 91 |
| Orange County, CA | $2.1B | 1.4% | 15 of 73 |
| Multnomah County, OR | $1.6B | 4.6% | 6 of 20 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net gain of 25 branches since 2016 (335 to 360, +7.5%). 20 opened, 175 acquired, 170 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 335 | |||
| 2016 | Opened HendersonClosed 31 in 4 states | 2 | 31 | −29 | 306 |
| 2017 | Closed 5 in 2 states | 0 | 5 | −5 | 301 |
| 2018 | Closed 31 in 5 states | 0 | 31 | −31 | 270 |
| 2019 | Sold 4 branches to Bank of Eastern OregonSold 1 branch to Community Valley Bank, closed 21 in 3 states | 0 | 26 | −26 | 244 |
| 2020 | Closed 8 in 2 states | 0 | 8 | −8 | 236 |
| 2021 | Opened RichlandClosed 28 in 5 states | 1 | 28 | −27 | 209 |
| 2022 | Opened San DiegoClosed Sacramento | 1 | 1 | 0 | 209 |
| 2023 | Acquired Columbia State BankOpened 4 in 3 states, closed 28 in 3 states | 127 | 28 | +99 | 308 |
| 2024 | Opened 5 in 4 statesClosed 8 in 3 states | 5 | 8 | −3 | 305 |
| 2025 | Acquired Pacific Premier Bank, National AssociationOpened 5 in 4 states | 57 | 0 | +57 | 362 |
| 2026 through Q2 | Opened Colorado Springs and Las VegasClosed 4 in 2 states | 2 | 4 | −2 | 360 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Commercial real estate | 30% | 25% | |
| Multifamily | 22% | 8% | |
| 1-4 family residential | 17% | 21% | |
| Business (C&I) | 16% | 17% | |
| Construction and land | 4% | 6% | |
| Agricultural | 2% | 0% | |
| Farmland | 2% | 1% | |
| Consumer | 0% | 10% | |
| Other | 7% | 13% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 57% | 62% | |
| Noninterest-bearing | 33% | 20% | |
| Time deposits | 9% | 18% |
Brokered deposits are 3.2% of deposits (peers 7.3%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.41% | 0.63% |
| Net charge-offs, annualized | 0.28% | 0.14% |
| Reserves to loans | 0.97% | 1.15% |
| Leverage ratio | 9.68% | 10.26% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Oregon
Largest competitors in Douglas County, OR
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/columbia-bank-roseburg-or