Landmark National Bank
Manhattan, Kansas, Riley County
$1.6B in total assets, the 720th largest of 4,309 US banks and 9th of 185 headquartered in Kansas.
- FDIC certificate
- 5826
- Established
- 1919
- Owned by
- Landmark Bcorp Inc
- Primary regulator
- OCC
- Website
- www.banklandmark.com
At a glance
Compared with 19 banks headquartered in Kansas with $1 billion to $10 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $1.6B | 58% | $1.4B | |
| Loans | $1.1B | 58% | $916M | |
| Deposits | $1.3B | 53% | $1.2B | |
| Return on assets | 1.28% | 37% | 1.43% | |
| Net interest margin | 4.27% | 95% | 3.83% | |
| Efficiency ratio | 61.1% | 63% | 59.1% | |
| Equity to assets | 11.57% | 68% | 10.11% | |
| Loans to deposits | 84% | 58% | 81% |
Growth
Total assets grew 5.1% a year over the last 5 years and 6.0% a year over 10 years, including 1 acquisition in the last 10 years.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Oct 2022 | Freedom Bank Overland Park, KS | $202M |
| Nov 2013 | Citizens Bank, National Association Fort Scott, KS | $261M |
| Apr 2012 | The Wellsville Bank Wellsville, KS | $38M |
| Jan 2006 | First Savings Bank, F.S.B. Manhattan, KS | $129M |
| Apr 2004 | First Kansas Federal Savings Bank Osawatomie, KS | $150M |
| Oct 2001 | Landmark Federal Savings Bank Dodge City, KS | $198M |
| Dec 1997 | Citizens State Bank Osage City, KS | $41M |
| Dec 1995 | Manhattan National Bank Manhattan, KS | $79M |
Where they operate
29 branches in 17 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Johnson County, KS | $270M | 1.0% | 24 of 60 |
| Riley County, KS | $182M | 6.5% | 5 of 16 |
| Ford County, KS | $156M | 18.2% | 2 of 11 |
| Bourbon County, KS | $120M | 34.9% | 1 of 6 |
| Allen County, KS | $115M | 23.0% | 3 of 5 |
| Miami County, KS | $95M | 10.3% | 3 of 8 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
No net change since 2016 (29 branches then and now). 1 opened, 1 acquired, 2 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 29 | |||
| 2019 | Opened Prairie Village | 1 | 0 | +1 | 30 |
| 2022 | Acquired Freedom Bank | 1 | 0 | +1 | 31 |
| 2024 | Closed Kincaid and Overland Park | 0 | 2 | −2 | 29 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| 1-4 family residential | 35% | 24% | |
| Commercial real estate | 33% | 31% | |
| Business (C&I) | 16% | 14% | |
| Agricultural | 5% | 5% | |
| Multifamily | 4% | 5% | |
| Farmland | 3% | 8% | |
| Construction and land | 2% | 8% | |
| Consumer | 0% | 2% | |
| Other | 2% | 2% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 57% | 52% | |
| Noninterest-bearing | 29% | 21% | |
| Time deposits | 14% | 27% |
Brokered deposits are 1.0% of deposits (peers 5.4%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 1.04% | 0.60% |
| Net charge-offs, annualized | 0.14% | 0.05% |
| Reserves to loans | 1.14% | 1.29% |
| Leverage ratio | 10.17% | 10.64% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Kansas
Largest competitors in Johnson County, KS
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/landmark-national-bank-manhattan-ks