First National Bank of Omaha

Omaha, Nebraska, Douglas County

$34.2B in total assets, the 67th largest of 4,309 US banks and 1st of 139 headquartered in Nebraska.

At a glance

Compared with 132 US banks with $10 billion to $100 billion in assets, as of June 30, 2026.

Measure	This bank	Percentile	Peer median
Total assets	$34.2B	74%	$22.4B
Loans	$24.4B	76%	$14.4B
Deposits	$27.8B	76%	$18.0B
Return on assets	1.72%	85%	1.29%
Net interest margin	6.63%	97%	3.61%
Efficiency ratio	47.2%	21%	55.2%
Equity to assets	11.74%	55%	11.57%
Loans to deposits	88%	55%	87%

Total assets grew 6.1% a year over the last 5 years and 6.2% a year over 10 years, including 2 acquisitions in the last 10 years.

Closed	Acquired bank	Assets at acquisition
Oct 2025	Country Club Bank Kansas City, MO	$2.2B
Feb 2022	Western States Bank Laramie, WY	$535M
Jul 2014	First National Bank South Dakota Yankton, SD, an affiliate under the same holding company	$382M
Mar 2014	First National Bank & Trust Company of Columbus Columbus, NE, an affiliate under the same holding company	$447M
Mar 2014	The Fremont National Bank and Trust Company Fremont, NE, an affiliate under the same holding company	$302M
Mar 2014	First National Bank North Platte, NE, an affiliate under the same holding company	$442M
Mar 2014	Platte Valley State Bank & Trust Company Kearney, NE, an affiliate under the same holding company	$441M
Sep 2010	Castle Bank, National Association Dekalb, IL, an affiliate under the same holding company	$1.1B
Sep 2010	First National Bank Fort Collins, CO, an affiliate under the same holding company	$1.9B
Sep 2010	First National Bank of Kansas Overland Park, KS, an affiliate under the same holding company	$745M
Mar 2010	InfiBank, National Association Omaha, NE, an affiliate under the same holding company	$385M
Feb 2008	Mills County Bank National Association Glenwood, IA	$34M
Dec 2000	First State Bank Frisco, TX	$18M
Nov 1989	First of Omaha Savings Co. Omaha, NE	$74M
May 1988	First Security Bank & Trust Co. Beatrice, NE	$28M
Sep 1984	David City Bank David City, NE	$21M

138 branches in 39 counties.

County	Deposits	Market share	Rank
Douglas County, NE	$14.1B	42.0%	1 of 43
Larimer County, CO	$2.3B	21.7%	1 of 28
Johnson County, KS	$1.7B	6.4%	5 of 60
Jackson County, MO	$891M	1.6%	8 of 43
Weld County, CO	$878M	13.8%	2 of 24
Dekalb County, IL	$848M	28.5%	1 of 9

Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.

Net gain of 15 branches since 2016 (123 to 138, +12.2%). 11 opened, 30 acquired, 26 closed or sold.

Period	What happened	Opened or acquired	Closed or sold	Net change	Branches at end
Start of 2016	Starting point				123
2016	Opened Grand Island and Overland Park	2	0	+2	125
2017	Opened Elkhorn	1	0	+1	126
2018	Opened BoulderClosed Westminster	1	1	0	126
2019	Opened ErieClosed 3 in 2 states	1	3	−2	124
2020	Closed 5 in Nebraska	0	5	−5	119
2021	Opened 3 in KansasClosed 4 in 2 states	3	4	−1	118
2022	Acquired Western States BankOpened Gretna and Loveland, closed 7 in 2 states	12	7	+5	123
2023	Opened CheyenneClosed 4 in 3 states	1	4	−3	120
2024	Closed Fort Collins	0	1	−1	119
2025	Acquired Country Club Bank	20	0	+20	139
2026 through Q2	Closed Bayard	0	1	−1	138

Type	This bank	Peers
Consumer	40%	9%
Commercial real estate	14%	25%
Agricultural	13%	0%
Business (C&I)	10%	17%
1-4 family residential	9%	21%
Construction and land	8%	6%
Multifamily	2%	8%
Farmland	2%	1%
Other	2%	13%

Type	This bank	Peers
Other interest-bearing	62%	62%
Noninterest-bearing	25%	20%
Time deposits	13%	18%

Brokered deposits are 6.0% of deposits (peers 7.3%).

Trailing four quarters, with the peer median.

Noncurrent loans exclude government-guaranteed portions.

Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/first-national-bank-omaha-ne