Arvest Bank
Fayetteville, Arkansas, Washington County
$28.1B in total assets, the 80th largest of 4,309 US banks and 2nd of 78 headquartered in Arkansas.
- FDIC certificate
- 8728
- Established
- 1871
- Owned by
- Arvest Bank Group Inc
- Primary regulator
- FED
- Website
- www.arvest.com
At a glance
Compared with 132 US banks with $10 billion to $100 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $28.1B | 64% | $22.4B | |
| Loans | $20.5B | 67% | $14.4B | |
| Deposits | $24.6B | 68% | $18.0B | |
| Return on assets | 0.57% | 6% | 1.30% | |
| Net interest margin | 4.06% | 79% | 3.61% | |
| Efficiency ratio | 81.5% | 98% | 55.1% | |
| Equity to assets | 8.42% | 10% | 11.60% | |
| Loans to deposits | 83% | 37% | 87% |
Growth
Total assets grew 1.3% a year over the last 5 years and 5.4% a year over 10 years, including 1 acquisition in the last 10 years.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Apr 2018 | Bear State Bank Little Rock, AR | $2.1B |
| Dec 2013 | National Bank of Arkansas in North Little Rock North Little Rock, AR | $183M |
| Mar 2013 | (unknown, CERT 33148) , AR | $3M |
| Jun 2012 | Union Bank In Liquidation Olivette, MO | $456M |
| Dec 2009 | SolutionsBank Overland Park, KS | $511M |
| Jan 2007 | The Caney Valley National Bank Caney, KS | $41M |
| Dec 2003 | Superior Bank, FSB Fort Smith, AR, an affiliate under the same holding company | $1.7B |
| Jul 2003 | The Bank of Yellville Yellville, AR, an affiliate under the same holding company | $237M |
| Jun 2002 | Arvest Bank Rogers, AR, an affiliate under the same holding company | $653M |
| May 2002 | Arvest Bank Duncan, OK, an affiliate under the same holding company | $120M |
| May 2002 | Arvest Bank Shawnee, OK, an affiliate under the same holding company | $130M |
| May 2002 | Arvest Bank Norman, OK, an affiliate under the same holding company | $504M |
| Apr 2002 | WestStar Bank Bartlesville, OK, an affiliate under the same holding company | $467M |
| Apr 2002 | Arvest State Bank Tulsa, OK, an affiliate under the same holding company | $597M |
| Mar 2002 | Bank of Bentonville Bentonville, AR, an affiliate under the same holding company | $713M |
| Mar 2002 | First Arvest Bank Siloam Springs, AR, an affiliate under the same holding company | $250M |
| Feb 2002 | Arvest Bank Fort Smith, AR, an affiliate under the same holding company | $67M |
| Feb 2002 | Arvest Bank Joplin, MO, an affiliate under the same holding company | $198M |
| Dec 2001 | The Farmers and Merchants Bank Prairie Grove, AR, an affiliate under the same holding company | $118M |
| Dec 2001 | Springdale Bank & Trust Springdale, AR, an affiliate under the same holding company | $308M |
| Nov 2001 | Central Bank and Trust Little Rock, AR, an affiliate under the same holding company | $153M |
| Nov 1990 | First Federal Savings and Loan Association Fayetteville, AR | $80M |
Where they operate
225 branches in 64 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Benton County, AR | $5.6B | 52.3% | 1 of 34 |
| Washington County, AR | $2.9B | 32.3% | 1 of 34 |
| Tulsa County, OK | $2.7B | 7.9% | 2 of 52 |
| Pulaski County, AR | $1.8B | 6.3% | 4 of 33 |
| Sebastian County, AR | $942M | 23.7% | 2 of 16 |
| Oklahoma County, OK | $838M | 1.8% | 7 of 60 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net loss of 43 branches since 2016 (268 to 225, −16.0%). 25 opened, 40 acquired, 108 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 268 | |||
| 2016 | Opened Belton and HuntsvilleClosed 3 in 2 states | 2 | 3 | −1 | 267 |
| 2017 | Opened 3 in 2 statesClosed 11 in 3 states | 3 | 11 | −8 | 259 |
| 2018 | Acquired Bear State BankOpened Hot Springs Village and Prairie Grove, closed 26 in 2 states | 42 | 26 | +16 | 275 |
| 2019 | Opened 4 in 2 statesClosed 4 in Arkansas | 4 | 4 | 0 | 275 |
| 2020 | Opened 4 in 2 statesClosed 5 in 2 states | 4 | 5 | −1 | 274 |
| 2021 | Opened Bentonville and Oklahoma CityClosed 35 in 3 states | 2 | 35 | −33 | 241 |
| 2022 | Sold 16 branches to 5 banksClosed Tahlequah | 0 | 17 | −17 | 224 |
| 2023 | Opened 4 in 3 statesClosed 3 in 2 states | 4 | 3 | +1 | 225 |
| 2024 | Opened Fayetteville and Little RockClosed 4 in Arkansas | 2 | 4 | −2 | 223 |
| 2025 | Opened Benton and Bentonville | 2 | 0 | +2 | 225 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| 1-4 family residential | 33% | 21% | |
| Commercial real estate | 23% | 25% | |
| Business (C&I) | 15% | 17% | |
| Consumer | 10% | 10% | |
| Construction and land | 10% | 6% | |
| Multifamily | 4% | 8% | |
| Farmland | 3% | 1% | |
| Agricultural | 1% | 1% | |
| Other | 1% | 13% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 55% | 62% | |
| Noninterest-bearing | 32% | 20% | |
| Time deposits | 12% | 18% |
Brokered deposits are 0.0% of deposits (peers 7.3%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.82% | 0.63% |
| Net charge-offs, annualized | 0.37% | 0.14% |
| Reserves to loans | 1.07% | 1.15% |
| Leverage ratio | 9.11% | 10.26% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Arkansas
Largest competitors in Benton County, AR
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/arvest