First Security Bank

Searcy, Arkansas, White County

$8.6B in total assets, the 194th largest of 4,309 US banks and 5th of 78 headquartered in Arkansas.

At a glance

Compared with 19 banks headquartered in Arkansas with $1 billion to $10 billion in assets, as of June 30, 2026.

Measure	This bank	Percentile	Peer median
Total assets	$8.6B	98%	$1.6B
Loans	$4.6B	98%	$1.3B
Deposits	$6.8B	98%	$1.4B
Return on assets	1.85%	74%	1.23%
Net interest margin	3.58%	5%	4.01%
Efficiency ratio	43.5%	2%	57.5%
Equity to assets	14.10%	98%	9.57%
Loans to deposits	68%	2%	89%

Total assets grew 1.7% a year over the last 5 years and 5.3% a year over 10 years, without acquisitions.

Closed	Acquired bank	Assets at acquisition
Jun 2009	The Union Bank of Benton Benton, AR, an affiliate under the same holding company	$226M
Oct 2008	First Security Bank of Conway Conway, AR, an affiliate under the same holding company	$392M
Nov 2007	First Security Bank of Mountain Home Mountain Home, AR, an affiliate under the same holding company	$305M
Jan 2004	The First National Bank of Springdale Springdale, AR	$2M
Mar 1996	Citizens Bank Beebe, AR, an affiliate under the same holding company	$77M
Jul 1991	First Federal of Arkansas, FA Little Rock, AR	n/a
Dec 1990	Farmers & Merchants Bank Judsonia, AR	$12M
Nov 1986	The First Bank Griffithville, AR	$5M

80 branches in 18 counties.

County	Deposits	Market share	Rank
Pulaski County, AR	$1.3B	4.7%	7 of 33
Washington County, AR	$1.2B	13.4%	2 of 34
White County, AR	$1.1B	51.7%	1 of 10
Faulkner County, AR	$825M	23.0%	2 of 17
Saline County, AR	$505M	20.5%	1 of 16
Baxter County, AR	$397M	24.4%	1 of 10

Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.

Net gain of 3 branches since 2016 (77 to 80, +3.9%). 11 opened, 0 acquired, 8 closed or sold.

Period	What happened	Opened or acquired	Closed or sold	Net change	Branches at end
Start of 2016	Starting point				77
2017	Opened 3 in ArkansasClosed Bentonville and Griffithville	3	2	+1	78
2018	Opened Fort Smith and Hot Springs	2	0	+2	80
2019	Opened 3 in ArkansasClosed Clarksville and Coal Hill	3	2	+1	81
2021	Closed 3 in Arkansas	0	3	−3	78
2022	Opened Fort Smith	1	0	+1	79
2024	Opened Santa Rosa BeachClosed North Little Rock	1	1	0	79
2025	Opened Little Rock	1	0	+1	80

Type	This bank	Peers
Commercial real estate	37%	29%
Business (C&I)	18%	14%
Construction and land	18%	13%
1-4 family residential	15%	23%
Multifamily	6%	5%
Farmland	2%	11%
Consumer	1%	3%
Agricultural	0%	3%
Other	4%	1%

Type	This bank	Peers
Other interest-bearing	57%	47%
Time deposits	22%	36%
Noninterest-bearing	21%	18%

Brokered deposits are 0.0% of deposits (peers 7.3%).

Trailing four quarters, with the peer median.

Noncurrent loans exclude government-guaranteed portions.

Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/first-security-bank-searcy-ar