Banco do Brasil Americas
Miami, Florida, Miami-Dade County
$3.5B in total assets, the 384th largest of 4,309 US banks and 14th of 84 headquartered in Florida.
- FDIC certificate
- 26725
- Established
- 1986
- Owned by
- Banco Do Brasil Sa
- Primary regulator
- FDIC
- Website
- http://www.bbamericas.com
At a glance
Compared with 24 banks headquartered in Florida with $1 billion to $10 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $3.5B | 75% | $2.2B | |
| Loans | $2.2B | 75% | $1.4B | |
| Deposits | $3.1B | 75% | $1.9B | |
| Return on assets | 1.59% | 79% | 1.22% | |
| Net interest margin | 3.83% | 71% | 3.53% | |
| Efficiency ratio | 49.9% | 21% | 58.6% | |
| Equity to assets | 10.75% | 92% | 9.63% | |
| Loans to deposits | 71% | 29% | 77% |
Growth
Total assets grew 33.7% a year over the last 5 years and 23.5% a year over 10 years, without acquisitions.
Where they operate
4 branches in 3 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Miami-dade County, FL | $2.8B | 1.3% | 19 of 58 |
| Orange County, FL | $199M | 0.5% | 23 of 40 |
| Broward County, FL | $97M | 0.1% | 34 of 43 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net loss of 2 branches since 2016 (6 to 4, −33.3%). 2 opened, 0 acquired, 4 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 6 | |||
| 2016 | Opened Aventura and Lighthouse PointClosed Pompano Beach | 2 | 1 | +1 | 7 |
| 2017 | Closed Boca Raton and Doral | 0 | 2 | −2 | 5 |
| 2021 | Closed Boca Raton | 0 | 1 | −1 | 4 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| 1-4 family residential | 69% | 26% | |
| Commercial real estate | 16% | 37% | |
| Construction and land | 5% | 5% | |
| Consumer | 5% | 4% | |
| Business (C&I) | 3% | 17% | |
| Multifamily | 1% | 5% | |
| Other | 1% | 4% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Time deposits | 46% | 20% | |
| Noninterest-bearing | 30% | 24% | |
| Other interest-bearing | 24% | 55% |
Brokered deposits are 0.0% of deposits (peers 5.7%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.83% | 0.29% |
| Net charge-offs, annualized | 0.03% | 0.04% |
| Reserves to loans | 1.31% | 1.16% |
| Leverage ratio | 10.90% | 9.97% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Florida
Largest competitors in Miami-dade County, FL
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banco-do-brasil-americas