The Bank of Brodhead
Brodhead, Wisconsin, Green County
$422M in total assets, the 2,024th largest of 4,309 US banks and 77th of 155 headquartered in Wisconsin.
- FDIC certificate
- 2455
- Established
- 1896
- Owned by
- Brodhead Bancshares Inc
- Primary regulator
- FED
- Website
- www.bankofbrodhead.com
At a glance
Compared with 109 banks headquartered in Wisconsin with $100 million to $1 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $422M | 60% | $344M | |
| Loans | $297M | 59% | $241M | |
| Deposits | $338M | 61% | $287M | |
| Return on assets | 0.74% | 15% | 1.28% | |
| Net interest margin | 3.20% | 15% | 3.86% | |
| Efficiency ratio | 68.8% | 73% | 60.7% | |
| Equity to assets | 8.87% | 22% | 10.40% | |
| Loans to deposits | 88% | 55% | 86% |
Growth
Total assets grew 11.6% a year over the last 5 years and 11.4% a year over 10 years, including 1 acquisition in the last 10 years.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Mar 2020 | Farmers & Merchants Bank, of Orfordville Orfordville, WI, an affiliate under the same holding company | $61M |
Where they operate
4 branches in 2 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Green County, WI | $238M | 16.6% | 3 of 7 |
| Rock County, WI | $100M | 2.9% | 10 of 18 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net gain of 3 branches since 2016 (1 to 4, +300.0%). 3 opened, 1 acquired, 1 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 1 | |||
| 2020 | Acquired Farmers & Merchants Bank, of Orfordville | 1 | 0 | +1 | 2 |
| 2024 | Opened Brodhead and Milton | 2 | 0 | +2 | 4 |
| 2026 through Q2 | Opened MiltonClosed Milton | 1 | 1 | 0 | 4 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| 1-4 family residential | 26% | 32% | |
| Commercial real estate | 23% | 29% | |
| Multifamily | 15% | 8% | |
| Farmland | 14% | 8% | |
| Business (C&I) | 12% | 10% | |
| Construction and land | 5% | 7% | |
| Agricultural | 3% | 2% | |
| Consumer | 1% | 2% | |
| Other | 2% | 2% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Time deposits | 44% | 34% | |
| Other interest-bearing | 36% | 48% | |
| Noninterest-bearing | 20% | 19% |
Brokered deposits are 11.1% of deposits (peers 5.6%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 1.24% | 0.22% |
| Net charge-offs, annualized | 0.00% | 0.00% |
| Reserves to loans | 1.13% | 1.15% |
| Leverage ratio | 9.20% | 10.95% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Wisconsin
Largest competitors in Green County, WI
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/bank-brodhead-wi