Bank of China
Los Angeles, California
$3.5B in total assets, the 387th largest of 4,309 US banks and 34th of 120 headquartered in California.
- FDIC certificate
- 58339
- Established
- 1988
- Owned by
- No holding company
At a glance
Compared with 51 banks headquartered in California with $1 billion to $10 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $3.5B | 55% | $2.7B | |
| Loans | $3.4B | 78% | $1.8B | |
| Deposits | $2.1B | 45% | $2.4B | |
| Return on assets | n/a | n/a | 1.21% | |
| Net interest margin | n/a | n/a | 3.80% | |
| Efficiency ratio | n/a | n/a | 54.0% | |
| Equity to assets | n/a | n/a | 11.34% | |
| Loans to deposits | 161% | 98% | 89% |
Growth
Total assets grew -6.9% a year over the last 5 years and -5.9% a year over 10 years, without acquisitions.
Where they operate
0 branches in 0 counties.
Branch history since 2016
No change since 2016. The bank has operated 0 branches throughout, with none opened, acquired, closed or sold.
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Business (C&I) | 71% | 14% | |
| Commercial real estate | 26% | 48% | |
| Construction and land | 0% | 3% | |
| Farmland | 0% | 2% | |
| 1-4 family residential | 0% | 15% | |
| Multifamily | 0% | 13% | |
| Consumer | 0% | 2% | |
| Other | 2% | 2% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 100% | 47% | |
| Noninterest-bearing | 0% | 29% | |
| Time deposits | 0% | 23% |
Brokered deposits are 0.0% of deposits (peers 4.6%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 10.72% | 0.43% |
| Net charge-offs, annualized | n/a | 0.06% |
| Reserves to loans | n/a | 1.27% |
| Leverage ratio | n/a | 11.65% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in California
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/bank-china-los-angeles-ca