Blue Ridge Bank and Trust Co.

Independence, Missouri, Jackson County

$867M in total assets, the 1,203rd largest of 4,309 US banks and 45th of 195 headquartered in Missouri.

At a glance

Compared with 140 banks headquartered in Missouri with $100 million to $1 billion in assets, as of June 30, 2026.

Measure	This bank	Percentile	Peer median
Total assets	$867M	94%	$264M
Loans	$665M	94%	$200M
Deposits	$714M	95%	$230M
Return on assets	1.39%	49%	1.43%
Net interest margin	3.99%	43%	4.13%
Efficiency ratio	56.8%	39%	59.5%
Equity to assets	9.89%	46%	10.15%
Loans to deposits	93%	76%	85%

Total assets grew 3.7% a year over the last 5 years and 5.5% a year over 10 years, without acquisitions.

Closed	Acquired bank	Assets at acquisition
Jun 1990	Blue Valley Federal Savings and Loan Association Kansas City, MO	$645M

8 branches in 1 county.

County	Deposits	Market share	Rank
Jackson County, MO	$714M	1.3%	11 of 43

Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.

Net loss of 1 branch since 2016 (9 to 8, −11.1%). 1 opened, 0 acquired, 2 closed or sold.

Period	What happened	Opened or acquired	Closed or sold	Net change	Branches at end
Start of 2016	Starting point				9
2018	Closed Kansas City	0	1	−1	8
2019	Opened Independence	1	0	+1	9
2020	Closed Lee's Summit	0	1	−1	8

Type	This bank	Peers
Commercial real estate	38%	20%
Consumer	20%	4%
Construction and land	16%	7%
Business (C&I)	11%	10%
Multifamily	9%	3%
1-4 family residential	5%	33%
Farmland	1%	15%
Agricultural	0%	6%
Other	0%	1%

Type	This bank	Peers
Other interest-bearing	46%	46%
Time deposits	30%	33%
Noninterest-bearing	24%	21%

Brokered deposits are 0.0% of deposits (peers 2.0%).

Trailing four quarters, with the peer median.

Noncurrent loans exclude government-guaranteed portions.

Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/blue-ridge-bank-trust-independence-mo