Bonvenu Bank, National Association
Bossier City, Louisiana, Bossier County
$1.6B in total assets, the 747th largest of 4,309 US banks and 9th of 104 headquartered in Louisiana.
- FDIC certificate
- 26381
- Established
- 1985
- Owned by
- Bonvenu Bcorp Inc
- Primary regulator
- OCC
- Website
- bonvenubank.com
At a glance
Compared with 17 banks headquartered in Louisiana with $1 billion to $10 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $1.6B | 59% | $1.3B | |
| Loans | $1.0B | 53% | $930M | |
| Deposits | $1.4B | 59% | $1.2B | |
| Return on assets | 0.68% | 18% | 1.18% | |
| Net interest margin | 3.27% | 18% | 4.20% | |
| Efficiency ratio | 74.0% | 88% | 66.5% | |
| Equity to assets | 8.97% | 24% | 11.33% | |
| Loans to deposits | 75% | 41% | 80% |
Growth
Total assets grew 2.9% a year over the last 5 years and 6.1% a year over 10 years, without acquisitions.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Nov 2011 | Citizens Bank & Trust Company Springhill, LA, an affiliate under the same holding company | $174M |
Where they operate
14 branches in 7 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Bossier County, LA | $536M | 19.2% | 2 of 18 |
| Caddo County, LA | $375M | 6.4% | 7 of 22 |
| De Soto County, LA | $188M | 20.2% | 2 of 6 |
| Webster County, LA | $136M | 14.7% | 3 of 6 |
| Jefferson County, LA | $87M | 0.6% | 17 of 26 |
| East Baton Rouge County, LA | $30M | 0.1% | 25 of 35 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
No net change since 2016 (14 branches then and now). 6 opened, 0 acquired, 6 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 14 | |||
| 2016 | Opened ShreveportClosed 3 in Louisiana | 1 | 3 | −2 | 12 |
| 2019 | Opened Bossier City | 1 | 0 | +1 | 13 |
| 2021 | Opened MetairieClosed Shreveport | 1 | 1 | 0 | 13 |
| 2022 | Opened MandevilleClosed Haynesville | 1 | 1 | 0 | 13 |
| 2024 | Opened Baton Rouge and GretnaClosed Bossier City | 2 | 1 | +1 | 14 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Commercial real estate | 51% | 32% | |
| 1-4 family residential | 19% | 27% | |
| Business (C&I) | 11% | 15% | |
| Construction and land | 10% | 9% | |
| Multifamily | 3% | 4% | |
| Farmland | 1% | 2% | |
| Consumer | 0% | 5% | |
| Agricultural | 0% | 1% | |
| Other | 4% | 6% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 57% | 42% | |
| Noninterest-bearing | 26% | 19% | |
| Time deposits | 17% | 39% |
Brokered deposits are 0.6% of deposits (peers 9.3%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.13% | 1.20% |
| Net charge-offs, annualized | -0.00% | 0.19% |
| Reserves to loans | 1.15% | 1.18% |
| Leverage ratio | 10.04% | 11.35% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Louisiana
Largest competitors in Bossier County, LA
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/bonvenu