The Clinton National Bank

Clinton, Iowa, Clinton County

$396M in total assets, the 2,104th largest of 4,309 US banks and 81st of 227 headquartered in Iowa.

At a glance

Compared with 166 banks headquartered in Iowa with $100 million to $1 billion in assets, as of June 30, 2026.

Measure	This bank	Percentile	Peer median
Total assets	$396M	68%	$277M
Loans	$233M	62%	$192M
Deposits	$341M	69%	$234M
Return on assets	0.73%	10%	1.34%
Net interest margin	2.90%	10%	3.65%
Efficiency ratio	76.9%	96%	55.3%
Equity to assets	11.26%	61%	10.55%
Loans to deposits	68%	20%	83%

Total assets grew -2.3% a year over the last 5 years and 0.5% a year over 10 years, without acquisitions.

Closed	Acquired bank	Assets at acquisition
Apr 1987	Hawkeye Bank and Trust Camanche, IA	$11M

8 branches in 2 counties.

County	Deposits	Market share	Rank
Clinton County, IA	$258M	18.5%	3 of 7
Jackson County, IA	$82M	11.5%	4 of 6

Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.

Net loss of 1 branch since 2016 (9 to 8, −11.1%). 0 opened, 0 acquired, 1 closed or sold.

Period	What happened	Opened or acquired	Closed or sold	Net change	Branches at end
Start of 2016	Starting point				9
2025	Closed Delmar	0	1	−1	8

Type	This bank	Peers
Commercial real estate	32%	17%
Farmland	19%	21%
1-4 family residential	18%	22%
Business (C&I)	17%	13%
Agricultural	8%	17%
Multifamily	2%	3%
Consumer	2%	2%
Construction and land	1%	4%
Other	0%	1%

Type	This bank	Peers
Other interest-bearing	53%	49%
Time deposits	29%	33%
Noninterest-bearing	18%	18%

Brokered deposits are 0.0% of deposits (peers 3.1%).

Trailing four quarters, with the peer median.

Noncurrent loans exclude government-guaranteed portions.

Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/clinton-national-bank-clinton-ia