Core Bank
Omaha, Nebraska, Douglas County
$1.1B in total assets, the 1,007th largest of 4,309 US banks and 18th of 139 headquartered in Nebraska.
- FDIC certificate
- 34363
- Established
- 1996
- Owned by
- Ds Holding Co Inc
- Primary regulator
- FDIC
- Website
- www.corebank.com
At a glance
Compared with 20 banks headquartered in Nebraska with $1 billion to $10 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $1.1B | 20% | $1.3B | |
| Loans | $879M | 35% | $926M | |
| Deposits | $834M | 5% | $1.1B | |
| Return on assets | 0.72% | 10% | 1.24% | |
| Net interest margin | 3.15% | 20% | 3.48% | |
| Efficiency ratio | 77.6% | 95% | 60.8% | |
| Equity to assets | 9.54% | 35% | 9.98% | |
| Loans to deposits | 105% | 98% | 90% |
Growth
Total assets grew 8.2% a year over the last 5 years and 9.7% a year over 10 years, without acquisitions.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Sep 2013 | Omaha State Bank Omaha, NE, an affiliate under the same holding company | $280M |
| Dec 1996 | Ashland State Bank Ashland, NE | $16M |
Where they operate
5 branches in 3 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Douglas County, NE | $754M | 2.3% | 10 of 43 |
| Johnson County, KS | $46M | 0.2% | 48 of 60 |
| Sarpy County, NE | $34M | 1.0% | 14 of 21 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net loss of 3 branches since 2016 (8 to 5, −37.5%). 3 opened, 0 acquired, 6 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 8 | |||
| 2016 | Sold 1 branch to I3 BankOpened Bellevue | 1 | 1 | 0 | 8 |
| 2018 | Opened Overland ParkClosed Bellevue and Omaha | 1 | 2 | −1 | 7 |
| 2020 | Closed Omaha | 0 | 1 | −1 | 6 |
| 2021 | Closed Omaha | 0 | 1 | −1 | 5 |
| 2022 | Opened Papillion | 1 | 0 | +1 | 6 |
| 2024 | Closed Omaha | 0 | 1 | −1 | 5 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Commercial real estate | 31% | 28% | |
| 1-4 family residential | 22% | 16% | |
| Business (C&I) | 17% | 13% | |
| Multifamily | 16% | 7% | |
| Construction and land | 12% | 8% | |
| Consumer | 0% | 2% | |
| Farmland | 0% | 13% | |
| Agricultural | 0% | 10% | |
| Other | 3% | 2% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 68% | 54% | |
| Time deposits | 19% | 32% | |
| Noninterest-bearing | 14% | 14% |
Brokered deposits are 6.5% of deposits (peers 10.2%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.03% | 0.42% |
| Net charge-offs, annualized | -0.00% | 0.01% |
| Reserves to loans | 1.39% | 1.34% |
| Leverage ratio | 9.77% | 10.43% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Nebraska
Largest competitors in Douglas County, NE
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/core