First Community Trust, National Association
Dubuque, Iowa
$14M in total assets, the 4,288th largest of 4,309 US banks and 227th of 227 headquartered in Iowa.
- FDIC certificate
- 57179
- Established
- 2001
- Owned by
- No holding company
At a glance
Compared with 32 banks headquartered in Iowa with under $100 million in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $14M | 2% | $64M | |
| Loans | $0K | 2% | $33M | |
| Deposits | $0K | 2% | $53M | |
| Return on assets | 4.98% | 97% | 0.99% | |
| Net interest margin | 3.31% | 28% | 3.78% | |
| Efficiency ratio | 90.6% | 94% | 64.1% | |
| Equity to assets | 93.29% | 98% | 12.55% | |
| Loans to deposits | n/a | n/a | 65% |
Growth
Total assets grew 0.4% a year over the last 5 years and 7.8% a year over 10 years, without acquisitions.
Where they operate
0 branches in 0 counties.
Branch history since 2016
No change since 2016. The bank has operated 0 branches throughout, with none opened, acquired, closed or sold.
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|
Deposits by type
| Type | Share | This bank | Peers |
|---|
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | n/a | 0.19% |
| Net charge-offs, annualized | n/a | 0.00% |
| Reserves to loans | n/a | 1.20% |
| Leverage ratio | 93.28% | 13.13% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Iowa
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/first-community-trust-dubuque-ia