First Federal Savings Bank

Huntington, Indiana, Huntington County

$554M in total assets, the 1,690th largest of 4,309 US banks and 38th of 89 headquartered in Indiana.

At a glance

Compared with 59 banks headquartered in Indiana with $100 million to $1 billion in assets, as of June 30, 2026.

Measure	This bank	Percentile	Peer median
Total assets	$554M	73%	$396M
Loans	$420M	75%	$265M
Deposits	$460M	70%	$339M
Return on assets	1.29%	71%	1.02%
Net interest margin	3.77%	54%	3.72%
Efficiency ratio	57.4%	30%	65.8%
Equity to assets	9.87%	54%	9.41%
Loans to deposits	91%	80%	82%

Total assets grew 6.2% a year over the last 5 years and 6.5% a year over 10 years, without acquisitions.

9 branches in 3 counties.

County	Deposits	Market share	Rank
Huntington County, IN	$307M	32.1%	2 of 9
Allen County, IN	$114M	1.2%	14 of 24
Kosciusko County, IN	$39M	1.7%	9 of 10

Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.

Net gain of 3 branches since 2016 (6 to 9, +50.0%). 3 opened, 0 acquired, 0 closed or sold.

Period	What happened	Opened or acquired	Closed or sold	Net change	Branches at end
Start of 2016	Starting point				6
2022	Opened Warsaw	1	0	+1	7
2024	Opened Fort Wayne	1	0	+1	8
2025	Opened Roanoke	1	0	+1	9

Type	This bank	Peers
Commercial real estate	43%	20%
1-4 family residential	26%	43%
Business (C&I)	21%	9%
Construction and land	4%	6%
Multifamily	4%	3%
Consumer	1%	3%
Farmland	1%	9%
Agricultural	1%	5%
Other	0%	1%

Type	This bank	Peers
Other interest-bearing	49%	56%
Time deposits	37%	27%
Noninterest-bearing	14%	17%

Brokered deposits are 10.8% of deposits (peers 2.0%).

Trailing four quarters, with the peer median.

Noncurrent loans exclude government-guaranteed portions.

Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/first-federal-savings-bank-huntington-in