The First National Bank of Bellevue

Bellevue, Ohio, Huron County

$310M in total assets, the 2,456th largest of 4,309 US banks and 72nd of 160 headquartered in Ohio.

At a glance

Compared with 95 banks headquartered in Ohio with $100 million to $1 billion in assets, as of June 30, 2026.

Measure	This bank	Percentile	Peer median
Total assets	$310M	63%	$268M
Loans	$171M	45%	$193M
Deposits	$277M	64%	$231M
Return on assets	-1.72%	2%	0.91%
Net interest margin	3.91%	60%	3.66%
Efficiency ratio	77.9%	67%	71.5%
Equity to assets	9.46%	40%	10.45%
Loans to deposits	62%	10%	82%

Total assets grew 0.4% a year over the last 5 years and 4.5% a year over 10 years, without acquisitions.

9 branches in 4 counties.

County	Deposits	Market share	Rank
Huron County, OH	$118M	9.3%	6 of 9
Ottawa County, OH	$94M	7.8%	4 of 11
Erie County, OH	$36M	1.7%	8 of 11
Sandusky County, OH	$29M	2.5%	8 of 10

Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.

Net gain of 3 branches since 2016 (6 to 9, +50.0%). 3 opened, 0 acquired, 0 closed or sold.

Period	What happened	Opened or acquired	Closed or sold	Net change	Branches at end
Start of 2016	Starting point				6
2017	Opened Fremont	1	0	+1	7
2020	Opened Sandusky	1	0	+1	8
2022	Opened Norwalk	1	0	+1	9

Type	This bank	Peers
Commercial real estate	48%	21%
1-4 family residential	29%	50%
Business (C&I)	10%	9%
Multifamily	5%	4%
Farmland	3%	5%
Consumer	2%	4%
Agricultural	1%	1%
Construction and land	1%	5%
Other	1%	1%

Type	This bank	Peers
Other interest-bearing	56%	46%
Time deposits	24%	36%
Noninterest-bearing	19%	18%

Brokered deposits are 4.0% of deposits (peers 3.5%).

Trailing four quarters, with the peer median.

Noncurrent loans exclude government-guaranteed portions.

Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/first-national-bank-bellevue-oh