First National Trust Company
Hermitage, Pennsylvania
$54M in total assets, the 4,081st largest of 4,309 US banks and 108th of 113 headquartered in Pennsylvania.
- FDIC certificate
- 57793
- Established
- 2003
- Owned by
- No holding company
At a glance
Compared with 10 banks headquartered in Pennsylvania with under $100 million in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $54M | 50% | $61M | |
| Loans | $0K | 2% | $53M | |
| Deposits | $0K | 2% | $54M | |
| Return on assets | 48.41% | 98% | 0.25% | |
| Net interest margin | 0.80% | 2% | 3.13% | |
| Efficiency ratio | 64.0% | 30% | 86.3% | |
| Equity to assets | 84.02% | 98% | 15.19% | |
| Loans to deposits | n/a | n/a | 96% |
Growth
Total assets grew 4.4% a year over the last 5 years and 10.3% a year over 10 years, without acquisitions.
Where they operate
0 branches in 0 counties.
Branch history since 2016
No change since 2016. The bank has operated 0 branches throughout, with none opened, acquired, closed or sold.
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|
Deposits by type
| Type | Share | This bank | Peers |
|---|
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | n/a | 0.55% |
| Net charge-offs, annualized | n/a | 0.00% |
| Reserves to loans | n/a | 1.14% |
| Leverage ratio | 90.66% | 16.50% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Pennsylvania
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/first-national-trust-hermitage-pa