Hana Bank USA, National Association
Fort Lee, New Jersey, Bergen County
$835M in total assets, the 1,237th largest of 4,309 US banks and 30th of 50 headquartered in New Jersey.
- FDIC certificate
- 26790
- Established
- 1986
- Owned by
- Hana Financial Group Inc
- Primary regulator
- OCC
- Website
- www.hanabank.us
At a glance
Compared with 24 banks headquartered in New Jersey with $100 million to $1 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $835M | 79% | $413M | |
| Loans | $515M | 79% | $293M | |
| Deposits | $588M | 83% | $352M | |
| Return on assets | 2.00% | 96% | 0.59% | |
| Net interest margin | 3.19% | 54% | 3.13% | |
| Efficiency ratio | 55.5% | 17% | 78.4% | |
| Equity to assets | 26.91% | 96% | 9.85% | |
| Loans to deposits | 87% | 50% | 89% |
Growth
Total assets grew 24.0% a year over the last 5 years and 12.6% a year over 10 years, without acquisitions.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| May 1995 | American Savings and Loan Association New York, NY | $64M |
Where they operate
4 branches in 4 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Bergen County, NJ | $316M | 0.5% | 26 of 45 |
| New York County, NY | $127M | 0.0% | 62 of 83 |
| Los Angeles County, CA | $109M | 0.0% | 78 of 91 |
| Queens County, NY | $36M | 0.0% | 48 of 52 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
No net change since 2016 (4 branches then and now). 1 opened, 0 acquired, 1 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 4 | |||
| 2017 | Closed Palisades Park | 0 | 1 | −1 | 3 |
| 2025 | Opened Los Angeles | 1 | 0 | +1 | 4 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Commercial real estate | 46% | 25% | |
| Multifamily | 27% | 10% | |
| Business (C&I) | 23% | 3% | |
| 1-4 family residential | 3% | 53% | |
| Construction and land | 1% | 4% | |
| Consumer | 0% | 3% | |
| Other | 0% | 1% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Time deposits | 42% | 37% | |
| Other interest-bearing | 38% | 47% | |
| Noninterest-bearing | 19% | 17% |
Brokered deposits are 7.2% of deposits (peers 4.1%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.00% | 0.20% |
| Net charge-offs, annualized | -0.05% | 0.00% |
| Reserves to loans | 0.84% | 0.85% |
| Leverage ratio | 25.41% | 10.22% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in New Jersey
Largest competitors in Bergen County, NJ
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/hana-usa