Legacy Trust Company, N.A.
Houston, Texas
$40M in total assets, the 4,170th largest of 4,309 US banks and 346th of 352 headquartered in Texas.
- FDIC certificate
- 57380
- Established
- 1984
- Owned by
- No holding company
At a glance
Compared with 41 banks headquartered in Texas with under $100 million in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $40M | 15% | $64M | |
| Loans | $0K | 2% | $24M | |
| Deposits | $0K | 2% | $55M | |
| Return on assets | 12.69% | 98% | 0.99% | |
| Net interest margin | 3.31% | 29% | 3.97% | |
| Efficiency ratio | 74.9% | 49% | 75.3% | |
| Equity to assets | 84.43% | 93% | 12.88% | |
| Loans to deposits | n/a | n/a | 45% |
Growth
Total assets grew 5.7% a year over the last 5 years and 5.9% a year over 10 years, without acquisitions.
Where they operate
0 branches in 0 counties.
Branch history since 2016
No change since 2016. The bank has operated 0 branches throughout, with none opened, acquired, closed or sold.
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|
Deposits by type
| Type | Share | This bank | Peers |
|---|
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | n/a | 0.11% |
| Net charge-offs, annualized | n/a | 0.00% |
| Reserves to loans | n/a | 1.43% |
| Leverage ratio | 88.01% | 13.57% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Texas
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/legacy-trust-houston-tx