Rockland Trust Company

Rockland, Massachusetts, Plymouth County

$25.0B in total assets, the 89th largest of 4,309 US banks and 3rd of 95 headquartered in Massachusetts.

At a glance

Compared with 132 US banks with $10 billion to $100 billion in assets, as of June 30, 2026.

Measure	This bank	Percentile	Peer median
Total assets	$25.0B	58%	$22.4B
Loans	$18.4B	61%	$14.4B
Deposits	$20.5B	58%	$18.0B
Return on assets	1.23%	44%	1.30%
Net interest margin	3.98%	76%	3.61%
Efficiency ratio	51.4%	35%	55.2%
Equity to assets	15.60%	94%	11.57%
Loans to deposits	90%	61%	87%

Total assets grew 12.0% a year over the last 5 years and 12.9% a year over 10 years, including 6 acquisitions in the last 10 years.

Closed	Acquired bank	Assets at acquisition
Jul 2025	Enterprise Bank and Trust Company Lowell, MA	$5.0B
Nov 2021	East Boston Savings Bank Boston, MA	$6.1B
Apr 2019	Blue Hills Bank Boston, MA	$2.5B
Nov 2018	The Milford National Bank and Trust Company Milford, MA	$360M
May 2017	The Edgartown National Bank Edgartown, MA	$182M
Nov 2016	Bank of Cape Cod Hyannis, MA	$262M
Feb 2015	Peoples Federal Savings Bank Brighton, MA	$596M
Nov 2013	Mayflower Co-operative Bank Middleboro, MA	$244M
Nov 2012	Central Co-operative Bank Somerville, MA	$551M
May 2009	Benjamin Franklin Bank Franklin, MA	$999M
Mar 2008	Slade's Ferry Trust Company Somerset, MA	$603M
Jul 2004	Falmouth Co-operative Bank Falmouth, MA	$155M
Mar 1994	Plymouth Federal Savings Association Plymouth, MA	$61M
Jun 1992	Middleborough Trust Company Middleboro, MA, an affiliate under the same holding company	$103M

151 branches in 12 counties.

County	Deposits	Market share	Rank
Plymouth County, MA	$5.2B	28.2%	1 of 17
Middlesex County, MA	$3.5B	4.2%	9 of 42
Norfolk County, MA	$2.5B	4.9%	5 of 35
Suffolk County, MA	$2.2B	0.6%	8 of 36
Bristol County, MA	$1.6B	9.7%	4 of 15
Barnstable County, MA	$1.4B	12.2%	3 of 11

Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.

Net gain of 65 branches since 2016 (86 to 151, +75.6%). 11 opened, 72 acquired, 18 closed or sold.

Period	What happened	Opened or acquired	Closed or sold	Net change	Branches at end
Start of 2016	Starting point				86
2016	Acquired Bank of Cape CodOpened Quincy, closed 4 in Massachusetts	2	4	−2	84
2017	Acquired The Edgartown National BankOpened Burlington, closed Brockton and Burlington	5	2	+3	87
2018	Acquired The Milford National Bank and Trust CompanyOpened Boston and Newton, closed West Newton and Woburn	5	2	+3	90
2019	Acquired Blue Hills BankOpened Needham, closed 3 in Massachusetts	11	3	+8	98
2020	Opened WorcesterClosed Wellesley Hills	2	1	+1	99
2021	Acquired East Boston Savings BankOpened Shrewsbury and Worcester, closed 4 in Massachusetts	29	4	+25	124
2022	Opened Westborough	1	0	+1	125
2023	Closed Chatham	0	1	−1	124
2025	Acquired Enterprise Bank and Trust CompanyOpened Marlborough	28	0	+28	152
2026 through Q2	Closed Revere	0	1	−1	151

Type	This bank	Peers
Commercial real estate	37%	25%
1-4 family residential	29%	21%
Multifamily	12%	8%
Business (C&I)	10%	17%
Construction and land	8%	6%
Consumer	0%	10%
Other	4%	13%

Type	This bank	Peers
Other interest-bearing	56%	62%
Noninterest-bearing	28%	20%
Time deposits	16%	18%

Brokered deposits are 0.3% of deposits (peers 7.3%).

Trailing four quarters, with the peer median.

Noncurrent loans exclude government-guaranteed portions.

Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/rockland-trust-rockland-ma