Safra National Bank of New York
New York, New York, New York County
$15.7B in total assets, the 127th largest of 4,309 US banks and 15th of 126 headquartered in New York.
- FDIC certificate
- 26876
- Established
- 1987
- Owned by
- Snbny Holdings Ltd
- Primary regulator
- OCC
- Website
- www.safra.com
At a glance
Compared with 15 banks headquartered in New York with $10 billion to $100 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $15.7B | 33% | $17.4B | |
| Loans | $3.7B | 7% | $11.9B | |
| Deposits | $13.9B | 53% | $13.7B | |
| Return on assets | 0.96% | 56% | 0.95% | |
| Net interest margin | 1.89% | 11% | 2.89% | |
| Efficiency ratio | 61.0% | 44% | 63.7% | |
| Equity to assets | 8.63% | 11% | 10.22% | |
| Loans to deposits | 26% | 2% | 86% |
Growth
Total assets grew 10.0% a year over the last 5 years and 6.8% a year over 10 years, including 1 acquisition in the last 10 years.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Oct 2023 | Delta National Bank and Trust Company New York, NY | $365M |
| Jan 2000 | Skylake National Bank Miami, FL | $187M |
| Jan 1997 | United Mizrahi Bank and Trust Company New York, NY | $287M |
Where they operate
7 branches in 6 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| New York County, NY | $9.9B | 0.5% | 15 of 83 |
| Miami-dade County, FL | $3.5B | 1.7% | 17 of 58 |
| Santa Clara County, CA | $226M | 0.1% | 25 of 42 |
| Suffolk County, MA | $210M | 0.1% | 14 of 36 |
| Palm Beach County, FL | $32M | 0.0% | 46 of 56 |
| San Francisco County, CA | $0K | 0.0% | 42 of 46 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net gain of 4 branches since 2016 (3 to 7, +133.3%). 5 opened, 1 acquired, 2 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 3 | |||
| 2017 | Closed Miami | 0 | 1 | −1 | 2 |
| 2021 | Opened Miami | 1 | 0 | +1 | 3 |
| 2022 | Closed Miami | 0 | 1 | −1 | 2 |
| 2023 | Acquired Delta National Bank and Trust CompanyOpened Palm Beach | 2 | 0 | +2 | 4 |
| 2025 | Opened Boston and Los Altos | 2 | 0 | +2 | 6 |
| 2026 through Q2 | Opened San Francisco | 1 | 0 | +1 | 7 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Commercial real estate | 25% | 18% | |
| Multifamily | 5% | 13% | |
| 1-4 family residential | 1% | 8% | |
| Consumer | 0% | 3% | |
| Business (C&I) | 0% | 30% | |
| Construction and land | 0% | 4% | |
| Other | 69% | 23% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Time deposits | 43% | 11% | |
| Noninterest-bearing | 36% | 10% | |
| Other interest-bearing | 21% | 78% |
Brokered deposits are 34.2% of deposits (peers 3.7%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.00% | 0.57% |
| Net charge-offs, annualized | -0.00% | 0.14% |
| Reserves to loans | 0.76% | 0.87% |
| Leverage ratio | 8.56% | 10.67% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in New York
Largest competitors in New York County, NY
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/safra