Security Bank of Kansas City
Kansas City, Kansas, Wyandotte County
$3.9B in total assets, the 352nd largest of 4,309 US banks and 4th of 185 headquartered in Kansas.
- FDIC certificate
- 4705
- Established
- 1933
- Owned by
- Valley View Bancshares Inc
- Primary regulator
- FDIC
- Website
- www.securitybankkc.com
At a glance
Compared with 19 banks headquartered in Kansas with $1 billion to $10 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $3.9B | 84% | $1.4B | |
| Loans | $2.1B | 79% | $916M | |
| Deposits | $3.2B | 84% | $1.2B | |
| Return on assets | 1.51% | 68% | 1.40% | |
| Net interest margin | 3.26% | 5% | 3.87% | |
| Efficiency ratio | 48.4% | 21% | 60.4% | |
| Equity to assets | 11.51% | 63% | 10.11% | |
| Loans to deposits | 66% | 10% | 84% |
Growth
Total assets grew 1.2% a year over the last 5 years and 16.3% a year over 10 years, including 6 acquisitions in the last 10 years.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Jan 2017 | Citizens State Bank Paola, KS, an affiliate under the same holding company | $76M |
| Jan 2017 | Industrial State Bank Kansas City, KS, an affiliate under the same holding company | $139M |
| Jan 2017 | First Bank of Missouri Gladstone, MO, an affiliate under the same holding company | $476M |
| Jan 2017 | Valley View State Bank Overland Park, KS, an affiliate under the same holding company | $845M |
| Jan 2017 | The Mission Bank Mission, KS, an affiliate under the same holding company | $504M |
| Jan 2017 | Bank of Lee's Summit Lees Summit, MO, an affiliate under the same holding company | $332M |
| Jan 2007 | First Community Bank Kansas City, KS | $225M |
| Jul 2002 | Guaranty Bank & Trust Kansas City, KS, an affiliate under the same holding company | $171M |
| May 1987 | Arrowhead State Bank of Kansas City Kansas City, KS | $27M |
| Nov 1974 | The Victory State Bank Kansas City, KS | n/a |
Where they operate
34 branches in 6 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Wyandotte County, KS | $1.2B | 46.4% | 1 of 19 |
| Johnson County, KS | $1.1B | 4.1% | 9 of 60 |
| Jackson County, MO | $435M | 0.8% | 15 of 43 |
| Clay County, MO | $332M | 5.7% | 8 of 26 |
| Miami County, KS | $107M | 11.6% | 2 of 8 |
| Platte County, MO | $29M | 1.2% | 15 of 18 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net gain of 25 branches since 2016 (9 to 34, +277.8%). 3 opened, 35 acquired, 13 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 9 | |||
| 2017 | Acquired 6 banksClosed Kansas City | 35 | 1 | +34 | 43 |
| 2018 | Closed Kansas City | 0 | 1 | −1 | 42 |
| 2019 | Opened Kansas CityClosed Kansas City | 1 | 1 | 0 | 42 |
| 2021 | Opened LenexaClosed Leawood | 1 | 1 | 0 | 42 |
| 2022 | Sold 3 branches to Equity BankOpened Fairway, closed 3 in Kansas | 1 | 6 | −5 | 37 |
| 2024 | Closed Fairway | 0 | 1 | −1 | 36 |
| 2025 | Closed Kansas City | 0 | 1 | −1 | 35 |
| 2026 through Q2 | Closed Mission | 0 | 1 | −1 | 34 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Commercial real estate | 52% | 30% | |
| Construction and land | 16% | 7% | |
| Multifamily | 15% | 5% | |
| Business (C&I) | 9% | 15% | |
| 1-4 family residential | 4% | 26% | |
| Farmland | 0% | 8% | |
| Consumer | 0% | 2% | |
| Agricultural | 0% | 6% | |
| Other | 4% | 2% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 50% | 52% | |
| Noninterest-bearing | 28% | 21% | |
| Time deposits | 22% | 26% |
Brokered deposits are 0.0% of deposits (peers 5.5%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.03% | 0.62% |
| Net charge-offs, annualized | -0.02% | 0.05% |
| Reserves to loans | 1.58% | 1.25% |
| Leverage ratio | 12.77% | 10.23% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Kansas
Largest competitors in Wyandotte County, KS
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/security-bank-kansas-city-ks