State Bank of Table Rock
Table Rock, Nebraska, Pawnee County
$150M in total assets, the 3,357th largest of 4,309 US banks and 91st of 139 headquartered in Nebraska.
- FDIC certificate
- 9822
- Established
- 1885
- Owned by
- Duroc Investment Co
- Primary regulator
- FDIC
- Website
- www.tablerockbank.com
At a glance
Compared with 80 banks headquartered in Nebraska with $100 million to $1 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $150M | 15% | $305M | |
| Loans | $131M | 26% | $221M | |
| Deposits | $119M | 14% | $258M | |
| Return on assets | 1.32% | 50% | 1.33% | |
| Net interest margin | 4.37% | 80% | 3.93% | |
| Efficiency ratio | 65.6% | 79% | 57.7% | |
| Equity to assets | 9.58% | 28% | 11.11% | |
| Loans to deposits | 110% | 98% | 86% |
Growth
Total assets grew 4.4% a year over the last 5 years and 8.1% a year over 10 years, without acquisitions.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Jul 1994 | State Bank of Du Bois Du Bois, NE, an affiliate under the same holding company | $5M |
Where they operate
6 branches in 4 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Pawnee County, NE | $57M | 45.6% | 1 of 4 |
| Richardson County, NE | $31M | 8.1% | 4 of 6 |
| Lancaster County, NE | $19M | 0.1% | 26 of 31 |
| Johnson County, NE | $12M | 7.3% | 5 of 5 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
No net change since 2016 (6 branches then and now). 1 opened, 0 acquired, 1 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 6 | |||
| 2017 | Opened Tecumseh | 1 | 0 | +1 | 7 |
| 2022 | Closed Roca | 0 | 1 | −1 | 6 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Farmland | 33% | 21% | |
| 1-4 family residential | 25% | 16% | |
| Agricultural | 23% | 23% | |
| Business (C&I) | 7% | 11% | |
| Commercial real estate | 5% | 17% | |
| Construction and land | 4% | 7% | |
| Consumer | 2% | 2% | |
| Multifamily | 0% | 3% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Time deposits | 57% | 36% | |
| Other interest-bearing | 28% | 47% | |
| Noninterest-bearing | 15% | 17% |
Brokered deposits are 0.0% of deposits (peers 4.8%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.79% | 0.20% |
| Net charge-offs, annualized | 0.00% | 0.00% |
| Reserves to loans | 1.05% | 1.27% |
| Leverage ratio | 9.72% | 11.25% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Nebraska
Largest competitors in Pawnee County, NE
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/state-bank-table-rock-ne