BankingStats

State Central Bank

Bonaparte, Iowa, Van Buren County

$63M in total assets, the 4,012th largest of 4,309 US banks and 211th of 227 headquartered in Iowa.

FDIC certificate
5820
Established
1858
Owned by
Logan Investment Corp
Primary regulator
FDIC
Website
www.statecentralbank.com

At a glance

Compared with 32 banks headquartered in Iowa with under $100 million in assets, as of June 30, 2026.

Measure This bank Percentile Peer range, middle 90% Peer median
Total assets $63M 50% $60M
Loans $37M 59% $32M
Deposits $51M 50% $51M
Return on assets 2.80% 94% 0.99%
Net interest margin 5.02% 98% 3.73%
Efficiency ratio 71.8% 72% 64.1%
Equity to assets 16.88% 91% 12.55%
Loans to deposits 73% 55% 64%

Growth

Total assets grew 5.3% a year over the last 5 years and 3.9% a year over 10 years, without acquisitions.

Acquisitions

ClosedAcquired bankAssets at acquisition
Jul 1988Iowa State Bank Fort Madison, IA$26M
Apr 1977Iowa State Bank Stockport, IAn/a

Where they operate

4 branches in 2 counties.

Largest markets by deposits

CountyDepositsMarket shareRank
Van Buren County, IA$35M15.7%3 of 5
Lee County, IA$16M1.2%6 of 6

Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.

Branch history since 2016

No net change since 2016 (4 branches then and now). 1 opened, 0 acquired, 1 closed or sold.

PeriodWhat happenedOpened or acquiredClosed or soldNet changeBranches at end
Start of 2016Starting point4
2016Closed Dubuque01−13
2022Opened Keokuk10+14

Balance sheet and earnings

Loans by type

TypeShareThis bankPeers
1-4 family residential 37%25%
Business (C&I) 24%11%
Consumer 16%7%
Commercial real estate 15%9%
Construction and land 5%2%
Farmland 1%23%
Agricultural 0%23%

Deposits by type

TypeShareThis bankPeers
Other interest-bearing 50%43%
Time deposits 30%39%
Noninterest-bearing 21%19%

Brokered deposits are 0.0% of deposits (peers 0.6%).

Return on assets

Trailing four quarters, with the peer median.

Credit and capital

This bankPeer median
Noncurrent loans1.11%0.13%
Net charge-offs, annualized0.02%0.00%
Reserves to loans1.94%1.17%
Leverage ratio16.11%13.13%

Noncurrent loans exclude government-guaranteed portions.

Similar size in Iowa

Largest competitors in Van Buren County, IA

Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/banks/state-central-bank-bonaparte-ia