Story Bank DBA Story Financial Partners
Jackson, Mississippi, Hinds County
$1.0B in total assets, the 1,058th largest of 4,309 US banks and 14th of 57 headquartered in Mississippi.
- FDIC certificate
- 57069
- Established
- 2000
- Owned by
- Story Bancshares
- Primary regulator
- FDIC
- Website
- www.story.bank
At a glance
Compared with 10 banks headquartered in Mississippi with $1 billion to $10 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $1.0B | 2% | $2.3B | |
| Loans | $888M | 20% | $1.6B | |
| Deposits | $890M | 2% | $2.0B | |
| Return on assets | 0.86% | 10% | 1.10% | |
| Net interest margin | 3.71% | 30% | 4.01% | |
| Efficiency ratio | 70.1% | 80% | 62.9% | |
| Equity to assets | 10.51% | 40% | 11.19% | |
| Loans to deposits | 100% | 98% | 80% |
Growth
Total assets grew 9.7% a year over the last 5 years and 10.3% a year over 10 years, without acquisitions.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| May 2015 | DeSoto County Bank Horn Lake, MS | $81M |
Where they operate
7 branches in 7 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Hinds County, MS | $577M | 6.0% | 5 of 16 |
| Madison County, MS | $119M | 1.8% | 10 of 23 |
| Desoto County, MS | $66M | 1.4% | 14 of 20 |
| Shelby County, TN | $60M | 0.2% | 28 of 33 |
| Lafayette County, MS | $52M | 2.4% | 12 of 17 |
| Madison County, AL | $10M | 0.1% | 35 of 35 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net gain of 3 branches since 2016 (4 to 7, +75.0%). 5 opened, 0 acquired, 2 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 4 | |||
| 2019 | Opened OxfordClosed Horn Lake | 1 | 1 | 0 | 4 |
| 2021 | Opened Memphis | 1 | 0 | +1 | 5 |
| 2022 | Opened MemphisClosed Memphis | 1 | 1 | 0 | 5 |
| 2025 | Opened Huntsville | 1 | 0 | +1 | 6 |
| 2026 through Q2 | Opened Flowood | 1 | 0 | +1 | 7 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| 1-4 family residential | 32% | 28% | |
| Commercial real estate | 31% | 36% | |
| Business (C&I) | 19% | 11% | |
| Construction and land | 11% | 10% | |
| Multifamily | 5% | 4% | |
| Consumer | 1% | 2% | |
| Farmland | 0% | 5% | |
| Agricultural | 0% | 2% | |
| Other | 0% | 2% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 72% | 58% | |
| Noninterest-bearing | 17% | 17% | |
| Time deposits | 11% | 25% |
Brokered deposits are 4.7% of deposits (peers 1.0%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.10% | 0.76% |
| Net charge-offs, annualized | 0.01% | 0.11% |
| Reserves to loans | 0.90% | 1.14% |
| Leverage ratio | 10.81% | 10.85% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Mississippi
Largest competitors in Hinds County, MS
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/story-dba-story-partners