BNY Mellon, National Association
Pittsburgh, Pennsylvania, Allegheny County
$30.6B in total assets, the 74th largest of 4,309 US banks and 3rd of 113 headquartered in Pennsylvania.
- FDIC certificate
- 7946
- Established
- 1869
- Owned by
- Bank Of Ny Mellon Corp The
- Primary regulator
- OCC
- Website
- www.bny.com
At a glance
Compared with 132 US banks with $10 billion to $100 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $30.6B | 69% | $22.4B | |
| Loans | $18.6B | 62% | $14.4B | |
| Deposits | $26.0B | 72% | $18.0B | |
| Return on assets | 0.97% | 21% | 1.30% | |
| Net interest margin | 1.13% | 2% | 3.62% | |
| Efficiency ratio | 71.2% | 91% | 55.1% | |
| Equity to assets | 11.59% | 50% | 11.58% | |
| Loans to deposits | 71% | 17% | 87% |
Growth
Total assets grew 1.3% a year over the last 5 years and 2.6% a year over 10 years, without acquisitions.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Jul 2008 | Mellon Trust of New England, National Association Boston, MA, an affiliate under the same holding company | $11.9B |
| Jan 2008 | Mellon Florida Interim National Bank Miami, FL | $58M |
| Sep 2003 | Mellon Bank Delaware, National Association Wilmington, DE | $128M |
| Apr 2000 | Mellon Bank MD National Association Rockville, MD | $222M |
| Nov 1996 | Mellon PSFS (NJ) National Association Voorhees Township, NJ | $240M |
| May 1995 | Glendale Bank of Pennsylvania Philadelphia, PA | $44M |
| Dec 1992 | Meritor Savings Bank Philadelphia, PA | $4.1B |
| Dec 1991 | United Penn Bank Wilkes Barre, PA | $1.5B |
| Oct 1991 | Mellon Bank (North) National Association Oil City, PA | $777M |
| Oct 1991 | The Commonwealth National Bank Harrisburg, PA | $1.3B |
| Oct 1991 | Mellon Bank (Central) National Association State College, PA | $729M |
| Jan 1991 | Mellon Bank (East) PSFS, National Association Philadelphia, PA | $9.6B |
| Jan 1985 | The Citizens National Bank of New Castle New Castle, PA | $67M |
Where they operate
29 branches in 27 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Allegheny County, PA | $26.0B | 14.8% | 2 of 31 |
| Los Angeles County, CA | $0K | 0.0% | 88 of 91 |
| Orange County, CA | $0K | 0.0% | 71 of 73 |
| San Francisco County, CA | $0K | 0.0% | 42 of 46 |
| San Mateo County, CA | $0K | 0.0% | 30 of 30 |
| Denver County, CO | $0K | 0.0% | 44 of 45 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net loss of 10 branches since 2016 (39 to 29, −25.6%). 8 opened, 0 acquired, 18 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 39 | |||
| 2016 | Opened 4 in 4 statesClosed Columbus and Palo Alto | 4 | 2 | +2 | 41 |
| 2017 | Opened Lake Mary and McleanClosed Radnor and West Hartford | 2 | 2 | 0 | 41 |
| 2018 | Closed 6 in 5 states | 0 | 6 | −6 | 35 |
| 2019 | Opened New YorkClosed 3 in 3 states | 1 | 3 | −2 | 33 |
| 2022 | Opened GreenwichClosed Greensboro and Greenwich | 1 | 2 | −1 | 32 |
| 2023 | Closed Mclean and White Plains | 0 | 2 | −2 | 30 |
| 2025 | Closed Fort Lauderdale | 0 | 1 | −1 | 29 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| 1-4 family residential | 44% | 21% | |
| Commercial real estate | 4% | 25% | |
| Business (C&I) | 1% | 17% | |
| Multifamily | 1% | 8% | |
| Consumer | 0% | 10% | |
| Construction and land | 0% | 6% | |
| Other | 51% | 12% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 58% | 62% | |
| Time deposits | 39% | 18% | |
| Noninterest-bearing | 3% | 20% |
Brokered deposits are 31.6% of deposits (peers 7.1%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.06% | 0.63% |
| Net charge-offs, annualized | 0.00% | 0.14% |
| Reserves to loans | 0.11% | 1.15% |
| Leverage ratio | 6.52% | 10.26% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Pennsylvania
Largest competitors in Allegheny County, PA
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/bny-mellon