Boston Trust Walden, National Association
Boston, Massachusetts
$97M in total assets, the 3,754th largest of 4,309 US banks and 92nd of 95 headquartered in Massachusetts.
- FDIC certificate
- 18342
- Established
- 1960
- Owned by
- No holding company
At a glance
Compared with 580 US banks with under $100 million in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $97M | 96% | $62M | |
| Loans | $40K | 10% | $31M | |
| Deposits | $0K | 3% | $51M | |
| Return on assets | n/a | n/a | 0.96% | |
| Net interest margin | 3.59% | 34% | 3.85% | |
| Efficiency ratio | 61.5% | 29% | 70.8% | |
| Equity to assets | 67.58% | 91% | 12.56% | |
| Loans to deposits | n/a | n/a | 67% |
Growth
Total assets grew 10.1% a year over the last 5 years and 7.6% a year over 10 years, without acquisitions.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Sep 1990 | Home Owners Savings Bank F.S.B. Boston, MA | $2.8B |
| Nov 1980 | City Bank & Trust Company Boston, MA | n/a |
| Dec 1971 | United States Trust Company Boston, MA | n/a |
Where they operate
0 branches in 0 counties.
Branch history since 2016
Net loss of 1 branch since 2016 (1 to 0, −100.0%). 0 opened, 0 acquired, 1 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 1 | |||
| 2025 | Closed Boston | 0 | 1 | −1 | 0 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Business (C&I) | 100% | 12% | |
| Construction and land | 0% | 4% | |
| Farmland | 0% | 13% | |
| 1-4 family residential | 0% | 33% | |
| Multifamily | 0% | 2% | |
| Commercial real estate | 0% | 14% | |
| Agricultural | 0% | 13% | |
| Consumer | 0% | 7% | |
| Other | 0% | 1% |
Deposits by type
| Type | Share | This bank | Peers |
|---|
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.00% | 0.46% |
| Net charge-offs, annualized | 0.00% | 0.00% |
| Reserves to loans | 7.50% | 1.24% |
| Leverage ratio | 64.46% | 13.04% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Massachusetts
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/boston-walden