Mid Penn Bank
Millersburg, Pennsylvania, Dauphin County
$7.0B in total assets, the 226th largest of 4,309 US banks and 12th of 113 headquartered in Pennsylvania.
- FDIC certificate
- 9889
- Established
- 1868
- Owned by
- Mid Penn Bcorp Inc
- Primary regulator
- FDIC
- Website
- www.midpennbank.com
At a glance
Compared with 36 banks headquartered in Pennsylvania with $1 billion to $10 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $7.0B | 92% | $2.2B | |
| Loans | $5.6B | 92% | $1.6B | |
| Deposits | $6.0B | 92% | $1.8B | |
| Return on assets | 1.29% | 67% | 1.16% | |
| Net interest margin | 3.90% | 64% | 3.71% | |
| Efficiency ratio | 57.4% | 39% | 59.5% | |
| Equity to assets | 12.39% | 89% | 10.31% | |
| Loans to deposits | 94% | 67% | 89% |
Growth
Total assets grew 15.3% a year over the last 5 years and 21.4% a year over 10 years, including 6 acquisitions in the last 10 years.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Feb 2026 | 1st Colonial Community Bank Collingswood, NJ | $882M |
| Apr 2025 | William Penn Bank Levittown, PA | $766M |
| May 2023 | Brunswick Bank and Trust Company New Brunswick, NJ | $419M |
| Nov 2021 | Riverview Bank Marysville, PA | $1.2B |
| Aug 2018 | First Priority Bank Malvern, PA | $627M |
| Jan 2018 | The Scottdale Bank & Trust Company Scottdale, PA | $261M |
| Mar 2015 | Miners Bank Minersville, PA | $138M |
| Jul 1998 | Miners Bank of Lykens Lykens, PA | $28M |
| Jan 1985 | Tower City National Bank Tower City, PA | $8M |
| Nov 1971 | Farmers' State Bank of Dalmatia Dalmatia, PA | n/a |
Where they operate
66 branches in 24 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Dauphin County, PA | $1.3B | 16.3% | 2 of 19 |
| Camden County, NJ | $757M | 5.1% | 5 of 17 |
| Schuylkill County, PA | $548M | 20.2% | 2 of 12 |
| Cumberland County, PA | $515M | 4.6% | 6 of 20 |
| Bucks County, PA | $413M | 1.6% | 16 of 28 |
| Berks County, PA | $275M | 1.2% | 11 of 19 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net gain of 46 branches since 2016 (20 to 66, +230.0%). 11 opened, 47 acquired, 12 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 20 | |||
| 2016 | Opened Lancaster | 1 | 0 | +1 | 21 |
| 2017 | Opened New Holland and Orwigsburg | 2 | 0 | +2 | 23 |
| 2018 | Acquired The Scottdale Bank & Trust Company and First Priority BankOpened Halifax and Pillow | 15 | 0 | +15 | 38 |
| 2019 | Opened Harrisburg and Hazle TownshipClosed Harrisburg | 2 | 1 | +1 | 39 |
| 2020 | Closed 3 in Pennsylvania | 0 | 3 | −3 | 36 |
| 2021 | Acquired Riverview Bank | 13 | 0 | +13 | 49 |
| 2022 | Opened AllentownClosed 5 in Pennsylvania | 1 | 5 | −4 | 45 |
| 2023 | Acquired Brunswick Bank and Trust CompanySold 1 branch to PennCrest Bank, opened Carlisle | 6 | 1 | +5 | 50 |
| 2024 | Closed Dayton and North Brunswick | 0 | 2 | −2 | 48 |
| 2025 | Acquired William Penn BankOpened Camden and Wayne | 15 | 0 | +15 | 63 |
| 2026 through Q2 | Acquired 1st Colonial Community Bank | 3 | 0 | +3 | 66 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Commercial real estate | 43% | 32% | |
| 1-4 family residential | 24% | 35% | |
| Business (C&I) | 11% | 10% | |
| Multifamily | 8% | 7% | |
| Construction and land | 7% | 6% | |
| Farmland | 4% | 3% | |
| Consumer | 0% | 3% | |
| Other | 1% | 3% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Other interest-bearing | 55% | 54% | |
| Time deposits | 28% | 27% | |
| Noninterest-bearing | 17% | 20% |
Brokered deposits are 2.3% of deposits (peers 2.7%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.51% | 0.58% |
| Net charge-offs, annualized | 0.04% | 0.04% |
| Reserves to loans | 0.74% | 0.99% |
| Leverage ratio | 10.43% | 9.89% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Pennsylvania
Largest competitors in Dauphin County, PA
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/mid-penn