Omb Bank
Springfield, Missouri, Greene County
$2.4B in total assets, the 539th largest of 4,309 US banks and 18th of 195 headquartered in Missouri.
- FDIC certificate
- 8252
- Established
- 1883
- Owned by
- Jamesmark Bancshares Inc
- Primary regulator
- FED
- Website
- www.ombbank.com
At a glance
Compared with 29 banks headquartered in Missouri with $1 billion to $10 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $2.4B | 62% | $1.8B | |
| Loans | $2.1B | 66% | $1.2B | |
| Deposits | $2.1B | 69% | $1.4B | |
| Return on assets | 1.25% | 45% | 1.32% | |
| Net interest margin | 3.59% | 31% | 3.87% | |
| Efficiency ratio | 47.3% | 10% | 56.8% | |
| Equity to assets | 8.82% | 17% | 10.99% | |
| Loans to deposits | 100% | 79% | 93% |
Growth
Total assets grew 28.0% a year over the last 5 years and 22.1% a year over 10 years, without acquisitions.
Acquisitions
| Closed | Acquired bank | Assets at acquisition |
|---|---|---|
| Dec 2014 | Old Missouri Bank Springfield, MO, an affiliate under the same holding company | $178M |
Where they operate
10 branches in 5 counties.
Largest markets by deposits
| County | Deposits | Market share | Rank |
|---|---|---|---|
| Greene County, MO | $1.6B | 11.0% | 2 of 35 |
| Lawrence County, MO | $215M | 26.1% | 1 of 10 |
| Jasper County, MO | $141M | 4.9% | 7 of 15 |
| Dallas County, MO | $100M | 23.7% | 3 of 4 |
| Johnson County, KS | $59M | 0.2% | 46 of 60 |
Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.
Branch history since 2016
Net gain of 6 branches since 2016 (4 to 10, +150.0%). 6 opened, 0 acquired, 0 closed or sold.
| Period | What happened | Opened or acquired | Closed or sold | Net change | Branches at end |
|---|---|---|---|---|---|
| Start of 2016 | Starting point | 4 | |||
| 2016 | Opened Buffalo | 1 | 0 | +1 | 5 |
| 2018 | Opened Mount Vernon | 1 | 0 | +1 | 6 |
| 2019 | Opened Carthage | 1 | 0 | +1 | 7 |
| 2022 | Opened Springfield | 1 | 0 | +1 | 8 |
| 2023 | Opened Lenexa | 1 | 0 | +1 | 9 |
| 2025 | Opened Prairie Village | 1 | 0 | +1 | 10 |
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Commercial real estate | 28% | 30% | |
| Business (C&I) | 16% | 18% | |
| 1-4 family residential | 15% | 20% | |
| Farmland | 15% | 5% | |
| Construction and land | 11% | 11% | |
| Multifamily | 7% | 7% | |
| Agricultural | 5% | 2% | |
| Consumer | 4% | 4% | |
| Other | 0% | 3% |
Deposits by type
| Type | Share | This bank | Peers |
|---|---|---|---|
| Time deposits | 60% | 33% | |
| Other interest-bearing | 30% | 48% | |
| Noninterest-bearing | 10% | 19% |
Brokered deposits are 15.5% of deposits (peers 7.8%).
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | 0.67% | 0.63% |
| Net charge-offs, annualized | 0.04% | 0.03% |
| Reserves to loans | 1.59% | 1.26% |
| Leverage ratio | 9.16% | 10.93% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Missouri
Largest competitors in Greene County, MO
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/omb