TIAA Trust, National Association
Charlotte, North Carolina
$241M in total assets, the 2,804th largest of 4,309 US banks and 27th of 39 headquartered in North Carolina.
- FDIC certificate
- 59344
- Established
- 2023
- Owned by
- No holding company
At a glance
Compared with 17 banks headquartered in North Carolina with $100 million to $1 billion in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $241M | 29% | $476M | |
| Loans | $0K | 2% | $242M | |
| Deposits | $0K | 2% | $390M | |
| Return on assets | 39.47% | 98% | 1.09% | |
| Net interest margin | 2.87% | 12% | 3.76% | |
| Efficiency ratio | 79.4% | 82% | 62.6% | |
| Equity to assets | 92.30% | 98% | 12.03% | |
| Loans to deposits | n/a | n/a | 86% |
Growth
TIAA Trust has filed financial reports for 12 quarters, too few for 5-year growth figures.
Where they operate
0 branches in 0 counties.
Branch history since 2016
No change since 2016. The bank has operated 0 branches throughout, with none opened, acquired, closed or sold.
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|
Deposits by type
| Type | Share | This bank | Peers |
|---|
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | n/a | 0.37% |
| Net charge-offs, annualized | n/a | 0.00% |
| Reserves to loans | n/a | 0.99% |
| Leverage ratio | 92.86% | 12.27% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in North Carolina
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/tiaa