Towne Trust Company, National Association
Newport News, Virginia
$9M in total assets, the 4,300th largest of 4,309 US banks and 57th of 57 headquartered in Virginia.
- FDIC certificate
- 35248
- Established
- 1999
- Owned by
- No holding company
At a glance
Compared with 580 US banks with under $100 million in assets, as of June 30, 2026.
| Measure | This bank | Percentile | Peer range, middle 90% | Peer median |
|---|---|---|---|---|
| Total assets | $9M | 2% | $62M | |
| Loans | $0K | 5% | $31M | |
| Deposits | $0K | 3% | $51M | |
| Return on assets | 9.61% | 96% | 0.96% | |
| Net interest margin | 3.82% | 49% | 3.85% | |
| Efficiency ratio | 82.8% | 73% | 70.8% | |
| Equity to assets | 82.50% | 93% | 12.56% | |
| Loans to deposits | n/a | n/a | 67% |
Growth
Total assets grew 4.0% a year over the last 5 years and 4.2% a year over 10 years, without acquisitions.
Where they operate
0 branches in 0 counties.
Branch history since 2016
No change since 2016. The bank has operated 0 branches throughout, with none opened, acquired, closed or sold.
Balance sheet and earnings
Loans by type
| Type | Share | This bank | Peers |
|---|
Deposits by type
| Type | Share | This bank | Peers |
|---|
Return on assets
Trailing four quarters, with the peer median.
Credit and capital
| This bank | Peer median | |
|---|---|---|
| Noncurrent loans | n/a | 0.46% |
| Net charge-offs, annualized | n/a | 0.00% |
| Reserves to loans | n/a | 1.24% |
| Leverage ratio | 87.10% | 13.04% |
Noncurrent loans exclude government-guaranteed portions.
Related banks
Similar size in Virginia
Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/towne