BankingStats

Alpine Bank

Glenwood Springs, Colorado, Garfield County

$6.7B in total assets, the 238th largest of 4,309 US banks and 3rd of 63 headquartered in Colorado.

FDIC certificate
23091
Established
1980
Owned by
Alpine Banks Of Colorado
Primary regulator
FDIC
Website
www.alpinebank.com

At a glance

Compared with 901 US banks with $1 billion to $10 billion in assets, as of June 30, 2026.

Measure This bank Percentile Peer range, middle 90% Peer median
Total assets $6.7B 92% $2.0B
Loans $4.5B 91% $1.4B
Deposits $5.9B 94% $1.7B
Return on assets 1.28% 55% 1.23%
Net interest margin 3.94% 64% 3.71%
Efficiency ratio 61.4% 58% 59.1%
Equity to assets 10.79% 57% 10.38%
Loans to deposits 76% 23% 88%

Growth

Total assets grew 3.0% a year over the last 5 years and 8.8% a year over 10 years, without acquisitions.

Acquisitions

ClosedAcquired bankAssets at acquisition
Jan 2006First National Bank Telluride, CO$159M
Nov 1995Alpine Bank, Carbondale Carbondale, CO, an affiliate under the same holding company$52M
Nov 1995Alpine Bank, Snowmass Village Snowmass Village, CO, an affiliate under the same holding company$42M
Nov 1995Alpine Bank, Basalt Basalt, CO, an affiliate under the same holding company$42M
Nov 1995Alpine Bank Eagle, CO, an affiliate under the same holding company$22M
Nov 1995Alpine Bank, Aspen Aspen, CO, an affiliate under the same holding company$69M
Nov 1995Alpine Bank, Grand Junction Clifton, CO, an affiliate under the same holding company$31M
May 1987Alpine Bank Glenwood Springs, CO, an affiliate under the same holding company$4M

Where they operate

44 branches in 16 counties.

Largest markets by deposits

CountyDepositsMarket shareRank
Garfield County, CO$1.2B55.6%1 of 6
Pitkin County, CO$791M41.9%1 of 10
Eagle County, CO$787M27.0%2 of 12
Mesa County, CO$779M20.7%1 of 12
Denver County, CO$453M0.7%16 of 45
San Miguel County, CO$357M59.0%1 of 6

Deposits by branch from the FDIC Summary of Deposits, June 2026. Rank among all banks with branches in that county.

Branch history since 2016

Net gain of 3 branches since 2016 (41 to 44, +7.3%). 6 opened, 0 acquired, 3 closed or sold.

PeriodWhat happenedOpened or acquiredClosed or soldNet changeBranches at end
Start of 2016Starting point41
2018Opened Denver10+142
2019Opened Boulder10+143
2020Closed Montrose01−142
2021Closed Snowmass Village01−141
2022Opened Colorado Springs and Fort Collins20+243
2023Opened Aurora10+144
2024Opened AuroraClosed Copper Mountain11044

Balance sheet and earnings

Loans by type

TypeShareThis bankPeers
1-4 family residential 45%25%
Commercial real estate 32%32%
Construction and land 10%8%
Multifamily 5%8%
Business (C&I) 4%14%
Consumer 1%4%
Farmland 1%3%
Agricultural 0%2%
Other 3%3%

Deposits by type

TypeShareThis bankPeers
Other interest-bearing 58%52%
Noninterest-bearing 30%21%
Time deposits 12%27%

Brokered deposits are 0.4% of deposits (peers 6.1%).

Return on assets

Trailing four quarters, with the peer median.

Credit and capital

This bankPeer median
Noncurrent loans0.31%0.51%
Net charge-offs, annualized0.12%0.04%
Reserves to loans1.14%1.15%
Leverage ratio11.02%10.52%

Noncurrent loans exclude government-guaranteed portions.

Similar size in Colorado

Largest competitors in Garfield County, CO

Figures as of June 30, 2026 from the bank's Call Report, FDIC structure and branch data, and the Federal Reserve. Short link: bankingstats.com/alpine